Business Lending
Harborstone has a variety of lending solutions to help you manage your business and meet your cash flow needs. You have the advantage of local decisions from seasoned professionals who can help you find the right lending solution. Experience quick and convenient access to loans, lines and credit cards.
Experience Counts...
Gary Johnson, VP 
Business Lending at Harborstone brings over 30 years experience to the business team. Gary brings proven experience and extensive knowledge in developing lending packages for business owners.
A Local Team for Local Business Owners.
Harborstone is committed to providing local businesses unique benefits that can help manage their Loans, Lines and VISA options. At Harborstone, we have developed a seasoned, local team of experts to help you with all your lending, banking and employee benefits programs. You will find that when we work with you, we listen and then establish a number of recommendations that can help you start, manage and grow your business.
Business Lending Options:
Business Loans Commercial Real Estate Loans Business Lines of Credit
Business Loans
General Business Loans can provide a one-time disbursement of funds to cover equipment purchases, expansion, vehicles and debt-consolidation. Harborstone can help you fit into a loan package to meet your cash flow and payment requirements.
Loan Inquiry Inquire about Joining Harborstone
Commercial Real Estate Loans
Harborstone offers Commercial Real Estate Loans to help you and your business purchase new property, improve existing properties or refinance an existing stucture. We can help you with your owner and non-owner occupied commercial real estate investment.
Loan Inquiry Inquire about Joining Harborstone
Income Property and Real Estate Investment Properties
Harborstone offers solutions for investors of of all sizes. If you're considering income property and/or Real Estate Investment Properties, non-owner occupied, we can assist you with this business transaction.
Loan Inquiry Inquire about Joining Harborstone
Business Lines of Credit
Harborstone provides local business owners with Business Lines of Credit to help with short-term funds to smooth out seasonal fluctuations, supplement business cash flow, or provide overdraft protection for your Business Checking Accounts.
Loan Inquiry Inquire about Joining Harborstone
Other Products and Services
Business Loan Inquiry
Harborstone can provide you with lending solutions to best fit the needs of your company. Completing a Business Loan Inquiry will help our lending officers get started on solutions for your business.
Business Lending Package
If you are looking to meet with one of our Business Lending officers, our Business Lending Package provides you with most the forms you will need.
Home Equity Line of Credit
If you are a small start up business and are looking for a way to fund your business, a home equity loan can give you the funds you need to get started.
Online Banking and Business Bill Pay
For greater account control, try our FREE Online Business Banking where you can view balances, transfer funds and order checks 24 hours a day. For even more control, enroll in Business Bill Pay and control your cash float by timing when your bills are paid. Say goodbye to stamps and envelopes.
Cash Management Solutions
At Harborstone, we have a variety of solutions to meet your Cash Management and Cash Flow needs including Cash Sweeps, ACH, Online Tax Payments and Wire Transfers. These solutions can help you streamline your cash flow and maximize the earnings on your money while avoiding unnecessary fees.
It's easy to switch to Harborstone
We understand the switching your accounts from one financial institution to another may be intimidating. That is why we provide a convenient Switch Checklist to get you started. Or , if you prefer, visit any of our branch location and we'll help you make the switch.
Employee Benefits Programs
As a Harborstone Member Business, there are many programs available to help you attract and retain quality employees.
Business Owner Programs
As a Harborstone Member Business, there are many programs available to help you maximize the value of your business and ensure a sound future for you and your family.
Need additional assistance?
If you are interested in learning more about any of Harborstone's business solutions, please visit your local Harborstone branch or request that a Harborstone Business Professional contact you by using our online form or calling (253) 584-2260 or 1-800-523-3641.
