Cash Management Services
At Harborstone, we have a variety of solutions to meet your cash management and cash-flow needs, including Cash Sweeps, Payroll Direct Deposit through ACH, Wire Transfers, Online ACH, and Multi-User online capabilities. These solutions can help you streamline your cash flow and maximize the earnings on your money while avoiding unnecessary fees.
Questions about Cash Management? Harborstone's Cash Management Specialist is ready to help.
Tami Taylor
Cash Management Specialist
tami.taylor@harborstone.com
(253) 983-7034
Business Services:
Loan Sweep Online Banking and Bill Pay Online Cash Management:
Tax Payments through EFTPS & ELF Managed Payroll Services (ADP)
Loan Sweep*
Let your excess funds go to work for you by paying down your credit line when your finds have exceeded the target level.
- Automatically sweeps excess funds from your checking account to pay down your line of credit
- Allows you to set a target balance for your checking account to offset fees with dividends earned
- Minimizes use of overdraft programs
Inquire More about a Loan Sweep
Online Banking and Business Bill Pay
For greater account control, try our FREE Online Banking where you can view balances, transfer funds and order checks 24 hours a day. For even more control, enroll in Business Bill Pay and control your cash float by timing when your bills are paid. Say goodbye to stamps and envelopes.
Learn More about Online Banking Login To Online Banking
Online Cash Management and Business Bill Pay
ACH Direct Deposit
Harborstone provides Member Businesses the option of paying their employees with direct deposit payroll services. This product is a convenient and cost-effective way of paying your employees who bank at any financial institution in the United States.
• Employees receive their paychecks on payday even if they are not in the office
• With Direct Deposit, there are no lost or stolen paychecks.
Inquire about or setup ACH services for Direct Deposit
ACH Direct Payment
If you receive recurring payments from clients or customers, Harborstone has a solution to help you streamline your billing and collections process - Direct Payments using ACH.
Inquire about or setup ACH services for Direct Payment
Wire Transfers
Wire Transfers allow businesses to send and receive payments to and from suppliers and clients from virtually anywhere. With a wire transfer you can guarantee that funds are credible and ensure immediate shipment of goods.
- Transactions are processed quickly
- Incoming wire transfers are credited to your account instantly.
Inquire about or setup Wire Transfer services
Online Multi-User Capability
Allows businesses to add online banking users who are not signers on the account and customize the abilities of each user. Inquire about or setup Online Multi-User Capability
Tax Payment through EFTPS & ELF
We've made it convenient for you to pay your Federal and State business taxes online through the EFTPS & ELF Systems.
The Electronic Federal Tax Payment System (EFTPS) is a service offered free by the U.S. Department of the Treasury to help business conveniently pay all their federal taxes electronically.
Learn More EFTPS (Federal Tax Payments) Access the EFTPS site now
Electronic Filing (ELF) is an Internet-based application that allows you to file and pay your Washington State business taxes online.
Learn More ELF (WA State Tax Payments) Access the ELF site now
Managed Payroll Services
Though our partnership with ADP, you can outsource your payroll processing to avoid the hassle and time needed to do your own payroll. Even if you only have one employee, you may find that it's very cost effective and convenient to have someone else handle your payroll - so that you can focus on your business.
Learn More about Payroll Services through ADP
Need additional assistance?
If you are interested in learning more about any of Harborstone's business solutions, please visit your local Harborstone branch or request that a Harborstone Business Professional contact you by using our online form or calling (253) 584-2260 or 1-800-523-3641.
*Credit approval is required for customers using sweep services.
