Account & Service Fees
| Membership Fees | |||
| Initial membership fee ($25 minimum account balance required to maintain membership privileges) |
$5
|
||
| Jet Set™ Club annual fee (special club for members age 50 and over which includes Jet Set Plus Checking™, Jet Set Certificates, and no-fee single signature American Express® Travelers Cheques) |
$12 per year
|
||
| Account Service Fees | |||
| Ultimate Value Checking ™ |
None
|
||
| BreakFree Checking |
None
|
||
| Holiday Savings Account annual fee (withdrawals are not allowed prior to November 5th; must close account for withdrawals prior to November 5th) |
None
|
||
| Set Aside Savings Accounts annual fee (withdrawals are not allowed for the first year; must close account for withdrawals prior to 1-year anniversary or if more than one (1) withdrawal per quarter is made after 1-year anniversary) |
None
|
||
| Electronic Funds Transfer Fees | |||
| Cash machine withdrawal (w/d) fee from savings (at non-Harborstone Credit Union owned cash machines; no charge at Harborstone Credit Union cash machines) |
$.50 each
|
||
| Transfer fee from savings (at non-Harborstone Credit Union cash machines) |
$.50 each
|
||
| Cash machine withdrawal (w/d) fee from checking (First ten (10) withdrawals per month at non-Harborstone Credit Union owned cash machines; $1.00 each for subsequent withdrawals; cash withdrawals at Harborstone Credit Union owned cash machines are free and do not count toward the 10 maximum per month. Harborstone Credit Union is not responsible for surcharge fees accessed by ATM owners. U.S. ATM surcharge fees will be rebated for BreakFree checking accounts during the month incurred following the statement cycle that the account stipulations are met.) |
None
|
||
| Point-of-Sale withdrawal fee (For Free, Ultimate Value and Jet Set Checking Accounts, Harborstone Credit Union is not responsible for nominal fees charged by some merchants. BreakFree checking POS fees charged by U.S. merchants will be rebated if account requirements are met during the preceding month.) |
None
|
||
| VISA check card access fee |
None
|
||
| VISA fee for foreign transactions (all VISA accounts) |
1% of U.S. dollar transaction amount
|
||
| ATM/VISA check card issuance: (additional cards) |
$3.00 each
|
||
| ATM/VISA check card issuance: (automatically reissued cards) |
None
|
||
| ATM/VISA check card issuance: (replacement card fee) |
$3.00 each
|
||
| ATM/Debit nonsufficient funds (item returned) |
$25
|
||
| ATM/Debit nonsufficient funds (item paid) |
$25
|
||
| EFT nonsufficient funds (item returned) |
$25
|
||
| EFT nonsufficient funds (item paid) |
$25
|
||
| Online Bill Pay Services |
None
|
||
| Miscellaneous Account Fees | |||
| Overdraft fee from savings for BreakFree and Ultimate Value checking accounts (automatic transfers from savings are limited to six (6) per calendar month) |
None
|
||
| Extended Overdraft Protection (in checking with no funds available; item paid, fee charged per item) |
$25
|
||
| Nonsufficient funds (NSF fee) (in checking with no funds available; check returned, fee charged per item) |
$25
|
||
| Returned item fee (ret. item fee) |
$25
|
||
| Deposit item return fee |
$15 per item
|
||
| Stop payment fee (signed request remains in effect for six (6) months or until cancelled) |
$20 per request
|
||
| Check copy fee (first two (2) per statement period at no fee) |
$2.00
|
||
| Statement copy fee |
$2.00
|
||
| Account history print out |
$2.00
|
||
| Dormant account fee |
$5 per month
|
||
| Holiday Savings and Set Aside Savings account reopen fee |
$15
|
||
Credit union checks made payable to anyone other than the account holder
|
Shown at left
|
||
| Credit union checks made payble to the account holder |
Free
|
||
| Check cashing fee (For those with a savings account only with a balance under $100; excluding minor accounts)
|
Shown at left
|
||
| Garnishment/Levy (per occurrence) |
$20
|
||
| Research fee (member) |
$15 per hour
|
||
| Research fee (attorney) |
$35 per hour
|
||
| Collection items fee (per occurrence) |
$10
|
||
| Affidavit of support letters |
$15 per letter
|
||
| The fees appearing in this schedule are accurate and effective for deposit accounts as of the effective date indicated above. If you have questions, call (253) 584-2260 or toll-free 1-800-523-3641. |
|||
