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Security and Fraud Education
 
BE SMART WITH YOUR SMARTPHONE
 
Smartphone use is a mainstay of modern society. These days, many of us use our smartphones for more than making calls, texting, and taking photos. According to the Pew Research Center, over 83% of Americans aged 18–49 owned smartphones in 2015. While the purchase and ownership of other devices continues to decline, individuals are turning to their smartphones as their main source for accessing the internet.
 
With our reliance on these types of devices to get some of our everyday tasks completed, it’s important to make sure our devices are secure and protected from potential security threats. Read this month’s security article for tips on how to make your phone less vulnerable.
 
 
Personal Loan Options
IT'S THAT TIME OF YEAR AGAIN
 
Back-to-school season is often an expensive time for parents. Extra purchases—such as school clothes, laptops, transportation, and other supplies—can quickly become costly.
 
Let Harborstone help ease the financial burden! You may even already be preapproved. Log in to your Online Banking and click the “My Offers” tab at the top of the page to find out if you have loan preapprovals. You can also check on the mobile app. Log in, select the “More” option, and tap “My Offers.” Don’t see any offers? You can always apply online or at a branch.
 
 
Home Loan Products
FIVE MUST-KNOW TIPS FOR SELLING YOUR HOME

With the local housing market favoring homeowners and sellers this summer, numerous people have decided to put their houses on the market. However, between listing the property, meeting with agents, and potentially finding a new house to purchase, many wonder how to improve and ease the whole experience. Read more to discover best practices when it comes to selling your home.
 
 
IRA Options
THE NEW IRA RULE THAT COULD COST YOU

A new rule that took effect in January of 2015 is costing some IRA owners big come tax time. The once-per-year IRA rollover rule is not well known, but it’s fatal. Unlike other missteps that may happen throughout the year, this one cannot be fixed or reversed. There is really no way to avoid the penalty. Read more to find out about this rule and how you can save yourself from making a costly mistake.
 
 
Commercial Real Estate Loans
COMMERCIAL REAL ESTATE SOLUTIONS
 
Harborstone understands the importance of finding or upgrading to your perfect retail space. That’s why we offer commercial real estate loans—to get you where you need to be. Along with our competitive rates, business members get other great benefits with one of Harborstone’s commercial loans, including:
  • Terms up to 15 years
  • Lump sum paid out, except for new construction
  • Available for owner- and non-owner-occupied spaces 
  • Negotiable prepayment penalty
Get in touch with someone from our business team today by giving us a call at (253) 583-9727 or 1-800-634-6506.
 
 
Love My Credit Union Rewards
REAP THE BENEFITS OF YOUR MEMBERSHIP

Save money on everyday products simply for being a Harborstone member! Harborstone has teamed up with Love My Credit Union Rewards to offer you some amazing deals on a variety of products and services. Along with lower loan rates and fewer fees by being a Harborstone member, here are ways you can save because of our partnership with Love My Credit Union Rewards:
  • Receive a 10% discount on regularly priced Sprint monthly data services for your personal device and 15% for your business.
  • Save up to $15 on TurboTax federal products.
  • Get a $140 gift card when you start a new DirectTV service with a 24-month agreement.
  • Save on additional services for your home from ADT, Allied, and more.
  • Earn cash back when you shop at over 1,500 online retailers with Love to Shop.
You’re already a member. Why not take advantage of more of the benefits? Start saving with Love My Credit Union Rewards today!
 
 
Vehicle Loans
DEALERSHIP SPOTLIGHT
 
Honesty, integrity, loyalty, and trust—these are the values embodied by the staff at Northwest Motorsport. Although their slogan is “Trucks, trucks, and more trucks!” they offer a wide selection of sedans, SUVs, and more! They also have an entire selection of more budget-friendly vehicle choices. And with locations now in Puyallup, Lynnwood, and the Tri-Cities, they’re more convenient and available than ever before.
 
Don’t forget to get preapproved before heading to shop! With Harborstone’s Auto Pass preapproval, you can have your financing already taken care of, saving you time, money, and hassle. Find out if you’re preapproved by logging in to your mobile app, tapping “More,” and then “My Offers.” You can also check your “My Offers” tab when you log in through Harborstone.com. Don’t see a preapproval? Apply online to get started!
 
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(253) 584-2260  |  1-800-523-3641  |  HARBORSTONE.COM
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Auto Pass and loans: All loans, rates, and terms are subject to credit approval, are subject to change at any time, and must meet Harborstone Credit Union lending policies. 
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