Harborstone Credit Union: No One Takes Better Care of You
Auto Concierge

Vehicle Loans

Affordable financing for new and used vehicles with no application fees.
Loans are available for cars, trucks, boats, RVs, motorcycles, and airplanes.

You may already be preapproved for enticing Harborstone loan offers. If you're a current Harborstone member, simply log in to your Online Banking account and look for the "My Offers" tab along the top of the web page to view your current offers. When you're ready to take advantage of your preapproved loan, all you have to do is click "Accept Offer."

  • Auto Pass Loan
  • Financing
  • Inventory Search
  • Vehicle Research
  • GAP and Debt Protection

Guaranteed Asset Protection (GAP) Plus

Member's Choice™ Guaranteed Asset Protection (GAP) Plus offers protection for your vehicle investment against possible financial loss.

Points to consider:

  • If there is a difference between what you owe on your loan and the value of your vehicle, GAP Plus will help pay that difference.
  • You can cancel GAP Plus within 90 days for a full refund.
  • Often, primary auto insurance settlements aren't enough to pay off loan balances.
  • Additionally, if your vehicle is stolen or totaled in an accident, GAP Plus cancels the first $1,000 from the replacement vehicle loan if financed with Harborstone Credit Union within 60 days.
  • You may purchase GAP Plus on four types of vehicle loans: motor vehicle, power sport, watercraft, and RV.

Debt Protection

Member's Choice™ Debt Protection is a loan-payment protection product that protects you and your loved ones from some of life's unexpected events.

Points to consider:

  • You aren't able to plan for all of life's trials, but by making debt protection part of your financial plan, you can protect your family from the financial burdens that often come along with such trials.
  • If a protected life event occurs—disability, loss of life, or involuntary unemployment—this loan-payment protection product can help preserve your family's standard of living and give you the relief of knowing that you and they are in good hands.

Debt protection coverage is available for:

  • Consumer loan protection
  • Home equity line of credit protection

Harborstone is here to help you with all your vehicle-buying needs. When you're ready, get your auto loan preapproved online before you shop at the dealership.

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All loans and collateral are subject to Harborstone Credit Union lending policies. Loan rates are subject to change based on market conditions and borrower eligibility. Your personalized rate will be based on the loan amount, your credit qualifications, and the amount you're borrowing. Your term is determined by the loan amount and the year of the vehicle. Loans currently financed with Harborstone Credit Union cannot be refinanced with any of these offers. Offer does not apply to vehicles used for or registered to a business. Offers are not transferable and may not be combined with other Harborstone Credit Union offers. Interest will accrue during 90-day-no-payment offer. Not all loans will qualify for the option to skip two payments. Maximum of two skipped payments per rolling calendar year. Other restrictions may apply.

  • Verified by VISA
  • Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
  • Equal Housing Opportunity
  • Harborstone Credit Union is a BBB Accredited Credit Union in Lakewood, WA
(253) 584-2260 OR 1-800-523-3641
P.O. BOX 4207, TACOMA, WA 98438-0207