Harborstone Credit Union: No One Takes Better Care of You
Auto Concierge

Vehicle Loans

Affordable financing for new and used vehicles with no application fees.
Loans are available for cars, trucks, boats, RVs, motorcycles, and airplanes.

You may already be preapproved for enticing Harborstone loan offers. If you're a current Harborstone member, simply log in to your Online Banking account and look for the "My Offers" tab along the top of the web page to view your current offers. When you're ready to take advantage of your preapproved loan, all you have to do is click "Accept Offer."

  • Auto Pass Loan
  • Financing
  • Inventory Search
  • Vehicle Research
  • GAP and Debt Protection

Tell me about Harborstone's Preferred Auto Pass Dealerships.

Preferred Auto Pass Dealerships are selected because of their commitment to offer you the best car-buying experience in your area. We highly recommend that you work with one of our preferred dealerships. You will be glad you did.

Ready to get your preapproved Auto Pass? Click here to start.


How do I use the inventory search engine?

Inventory Search

You know what you want in a vehicle; the trick is to find it ready and waiting for you on a dealer's lot. We're here to help: Most Washington State dealerships have agreed to list their full inventory on one website to make your search as convenient and easy as possible.

Use our inventory search engine to drill down to the vehicle type, make, model, year, and features that you're looking for. And, voila!

Ready to get your preapproved Auto Pass? Click here to start.


What if I can't find what I'm looking for in the inventory search engine, or I want personalized help?

Try working with one of our dedicated Harborstone Auto Concierge consultants. They'll hunt down your vehicle according to your preferences. It's such a pleasure to delegate hard work when you can. We encourage you to take advantage of this personalized service.

Simply fill out the online form to let your dedicated Auto Concierge consultant know exactly what type of vehicle you're looking for, including the year, make, model, color, mileage, and any specific features you prefer. Or you can include general information instead. For example, you can enter: "I want a small SUV." Once Auto Concierge has the details, your consultant will start the search within our extensive national network of dealers and will then locate the ideal car for you, at just the right price.

With Auto Concierge, you'll never have to step foot in the dealership because the consultant will:

  • Find the vehicle of your dreams.
  • Negotiate a great deal.
  • Work with Harborstone Credit Union to complete the auto loan funding paperwork.
  • Arrange delivery of your vehicle in the most convenient way possible, whether at home, work, or your favorite Harborstone branch. Your choice!
Switching To A Harborstone Checking Account Is Easy.
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All loans and collateral are subject to Harborstone Credit Union lending policies. Loan rates are subject to change based on market conditions and borrower eligibility. Your personalized rate will be based on the loan amount, your credit qualifications, and the amount you're borrowing. Your term is determined by the loan amount and the year of the vehicle. Loans currently financed with Harborstone Credit Union cannot be refinanced with any of these offers. Offer does not apply to vehicles used for or registered to a business. Offers are not transferable and may not be combined with other Harborstone Credit Union offers. Interest will accrue during 90-day-no-payment offer. Not all loans will qualify for the option to skip two payments. Maximum of two skipped payments per rolling calendar year. Other restrictions may apply.
  • Verified by VISA
  • Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
  • Equal Housing Opportunity
  • Harborstone Credit Union is a BBB Accredited Credit Union in Lakewood, WA
(253) 584-2260 OR 1-800-523-3641
P.O. BOX 4207, TACOMA, WA 98438-0207