Mortgage Loans
You buy your home in the South Puget Sound, so why get your mortgage from a big national bank? Harborstone was raised here. Just like you. Better yet, we're a not-for-profit credit union, so the money we earn stays right here at home. Growing local communities. Building local businesses. Now that's a pretty good deal.
A Special Note To Members: If you are already a Harborstone mortgage member, but are concerned about making your payments, we may be able to help. Read more here.
| Program | Minimum Down Payment | Good For |
|---|---|---|
| Standard Program Get terms to fit your individual needs, with low loan fees and rates |
5% refinances 3% purchases |
Any member looking for a traditional fixed-rate loan. |
| Harborstone 80/20 Available for home purchases on single family dwelling. Must be primary residence. |
0% | A 100% financing, zero-down loan with no monthly mortgage insurance payments. Great for first-time home buyers looking to get into a home with less money and less stress. |
| Adjustable Rate Program With an ARM, you'll get the lowest payment available so you can afford more. |
5% refinances 3% purchases |
Members looking for a rate that adjusts with the market. |
| Jumbo Program Great option for any member looking to finance a high-balance mortgage. |
10% | Larger loans that don't qualify for a standard program, up to $2 million. |
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