Mortgage Loans
You buy your home in the South Puget Sound, so why get your mortgage from a big national bank? Harborstone was raised here. Just like you. Better yet, we're a not-for-profit credit union, so the money we earn stays right here at home. Growing local communities. Building local businesses. Now that's a pretty good deal.
A Special Note To Members: If you are already a Harborstone mortgage member, but are concerned about making your payments, we may be able to help. Read more here.
| Program | Minimum Down Payment | Good For |
|---|---|---|
| Manufactured Home Program Available for owner-occupied purchases only, built after June 1976. |
10% | Financing a manufactured home, as long as it's on a permanent foundation and considered Real Estate Property. |
| Reverse Mortgages Minimum age to qualify is 62. Member must own, occupy, and have equity in home. Get more information. |
N/A | A member looking to stay in their home through retirement. Regulated and insured by the Federal Housing Administration. Built-in consumer protection features that protect the member and the member's heirs. |














