Harborstone Credit Union: No One Takes Better Care of You

Personal Loan Options

Most of the time, the loans we make fall into very simple categories. A new mortgage. A line of credit on your home equity. A new credit card. But sometimes, unplanned expenses can arise that aren't covered by traditional credit. If you need a lump-sum of money, maybe we can help. We'll work with you to find a payment that fits your financial plan. And as your credit union, our rates are low and affordable.

  • Quick View
  • Share/Certificate
  • Unsecured

Good For:

Anyone who has money saved in a certificate or share that would like to borrow against them at a low cost rate. That means lower payments for your loan.

You've taken the time to build your savings. If you need to borrow against your money, we'll help you by providing a low rate, with no added fees.

Key Features:

  • Rates for share-secured loans are calculated based on the prior quarter's declared share savings rate plus 2.5%
  • Rates for certificate secured loans are calculated based on the certificate rate plus 3%
  • Term based on maturity date of certificate used for collateral.

Other Benefits:

  • No hidden fees
  • No prepayment penalty
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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.Equal Housing OpportunityVerified by VISA

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