It is very exciting to plan the purchase of a new car. You have so many choices. And it is hard to decide if you are getting a good deal or not. Making wise choices regarding which car to buy, how to buy it, and which type of insurance coverage to get can save you significant amounts of money.
What To Consider
Look into the details of your financing options
It is very important to select a new car you can afford. Making your payments in a timely manner will help you establish a good credit history over time. And getting a car you can afford means getting the best possible financing.
Remember that promotional rates advertised by dealers are generally for specific makes and models and are usually only available to those with exceptional credit. You should also know that promotional rates from dealers are generally for shorter terms. The best place to get competitive rates with flexible terms on the widest variety of vehicles is from Harborstone and participating car dealers where you can get financing right at the dealer without an extra trip to a Harborstone branch.
We have several financial tools that can get you well on your way to purchasing your vehicle. Here are a few to get you started:
Don't forget insurance
Before you drive your new car off the lot you'll need car insurance. Harborstone offers many types of insurance products and added protection.
How Harborstone can help
At Harborstone we make it easy to shop for, purchase and protect your next vehicle - visit our online Vehicle Center today. To get you started, following are a few easy steps to help you through the process:
Step 1: Pre-Approval
Identify how much of a vehicle you can afford and contact Harborstone for a pre-approval to make your car shopping easier.
Step 2: Pick your new car
Picking a new car is easy! Members can now shop and sell cars online through AutoSmart.
Step 3: Finance Your car
You can take your Harborstone pre-approval to a dealer and simply drive away in your new car. They will process all the paperwork for you with Harborstone. You can also call us at 1-800-523-3641 or apply for a loan online for quick loan approval (if you have not obtained a pre-approval). However you chose to finance your next auto purchase, Harborstone is here to make that experience as convenient as possible.
Once you've obtained your loan, we can have your payments come right out of your Harborstone account to save you from mailing these payments each month. We are focused on helping you meet your financial goals over time. So before you go out new car shopping, apply online for your pre-approval.