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Savings Accounts


Working hard to help you achieve your dreams



You can join Harborstone if someone in your family is currently a member or if you live or work in Washington State . Simply open a regular savings account with at least $25, plus a one-time $5 membership fee.

Choose
From
How It Fits
Your Needs
 
What It Offers

Regular Savings

A starting place for new members
  • $25 minimum balance
  • Free Money Express telephone banking
  • Free Online Banking access
  • Share-secured loans available
  • Free Harborstone ATM withdrawals; $.50 per cash withdrawal at other ATMs
  • Free notary service
  • Free Medallion Signature Guarantee service

Holiday Savings

Lets you set aside money each month to save for the holiday shopping season
  • A direct deposit of $25 or more each month is required
  • Earns higher dividends than regular savings
  • Entire balance transfers to your Harborstone checking account every November 5
  • Free Online Banking and Money Express telephone banking access for inquiries

Set-Aside Savings

Allows you to save money for a specific goal such as a vacation or school tuition
  • Requires a direct deposit of $25 or more each month
  • Pays higher dividends than regular savings
  • After the first year, you may make one withdrawal per quarter
  • Free Online Banking and Money Express telephone banking access for inquiries

Minor Savings

Harborstone’s savings option for those under the age of 18
  • $5 membership fee is waived
  • Free Online Banking and Money Express telephone banking access for inquiries

Jet Set
Savings ™

Designed especially for Harborstone’s Jet Set members age 50 and over
  • 0.25% higher dividends on qualified certificates
  • Free American Express® Travelers Cheques (single signature)
  • Free Medallion Signature Guarantee service
  • Free credit union checks
  • Free money orders
  • Safe deposit box discount (20% off annual fee)
  • $125 discount on first mortgages
  • $12 annual fee
  • 0.25% rate reduction on consumer loans.

VIEW CURRENT RATES

OPEN A SAVINGS ACCOUNT ONLINE OR BY PHONE:


Just check Savings Accounts on the Product/Service E-Mail Request Form and submit it to us. Or call member service at (253) 584-2260 or 1-800-523-3641.
 

Your Funds Are Insured


Your combined money market, certificate, savings, and checking accounts are federally insured to $500,000, including $250,000 by the National Credit Union Administration (NCUA), a U.S. government agency, and an additional $250,000 by Excess Share Insurance, a private insurer. All IRA savings and IRA certificates are insured to $500,000, including $250,000 by the NCUA and $250,000 by ESI.

 
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