IRAs
Security for your future and safety for your funds
IRA Certificates
1- and 2-Year Fixed-Rate Accumulator IRAs Add-on, bump-up options
|
$100 |
- $50 minimum monthly add-on option
- Maximum of 26 add-ons per year
- May bump up rate one time per term
|
1- and 2-Year Variable-Rate Accumulator IRAs Add-on option
|
$100 |
- $50 minimum monthly add-on option
- Maximum of 26 add-ons per year
|
18-Month and 5-Year Fixed-Rate
|
$500 |
- Fixed rate for term of certificate
|
All Harborstone IRA Certificates offer you:
- 10-day grace period
- Free 24-hour Online Banking access for inquiries
- 24-hour access to account with Money Express telephone banking
IRA Savings
A great way to start a tax-deferred savings program for a more comfortable retirement
| A unique tax-deferred savings tool to help you accumulate money for your retirement |
- $100 minimum opening deposit
- $5,000 maximum contribution per year; individuals 50 and over can contribute an additional $1,000 annually
- Free Money Express telephone banking and Online Banking access
|
VIEW CURRENT RATES
OPEN AN IRA SAVINGS OR IRA CERTIFICATE ONLINE OR BY PHONE:
Just check IRA Savings and/or IRA Certificates on the
Product/Service E-Mail Request Form and submit it to us. Or call member service at (253) 584-2260 or 1-800-523-3641.
Questions on IRAs? Click on any of the links below to find out more about IRAs.
http://www.irs.gov
http://www.investopedia.com/terms/i/ira.asp
http://www.aarp.org/money/financial_planning/sessionseven/individual_retirement_accounts.html
http://www.fool.com/ira/ira.htm
All IRA savings and IRA certificate dividends are calculated daily and paid monthly on the average daily account balance. Maximum add-on deposits to Harborstone IRA certificates may not exceed $10,000 per certificate term.
Your Funds Are Insured
Your combined money market, certificate, savings, and checking accounts are federally insured to $100,000 by the National Credit Union Administration (NCUA), a U.S. government agency. Individual Retirement Accounts are federally insured to an additional $250,000 by the NCUA. |