Home Loans
Second mortgages to fit every homeowner's needs and budget
Transfer Balances to your Harborstone VISA® EQUITYLINE Line of Credit Today!
For more information, or to make an appointment with a residential loan officer, call (253) 983-8615.
| Choose > From |
How It Fits Your Needs |
Down Payment | What It Offers |
EQUITYLINE
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Enjoy a low variable rate on this open-end revolving line of credit; use your EQUITYLINE VISA® or checks to access your funds when you need them; borrow a little or a lot at a time, up to your maximum | N/A | Line of credit stays open for 10 years and you have up to 15 years to pay it back. Up to 80% loan-to-value available. |
Custom Made™ Second MortgageApply Now  |
No application fee, all up-front origination costs (title insurance, flood determination, tax service) are paid by Harborstone; flexible terms; receive the second mortgage funds in one lump sum for a large purchase | N/A | Up to 80% loan-to-value available. Maximum loan amount: $100,000. Members can save money through relationship variables with Harborstone such as direct deposit or five years of membership. Ask for details. |
You can apply for a Custom Made™ Second Mortgage or an EQUITYLINE right over the phone at (253) 584-2260 or toll free 1-800-523-3641. You can also apply online by clicking here or stopping by any branch. Why wait when you can have the convenience of accessing the equity in your home anytime? Apply today.
APR = Annual Percentage Rate is subject to change. As of January 1, 2009, the regular APR is 4.25% APR, and is subject to change quarterly based on The Wall Street Journal Prime Rate, but can not fall below 4.25% APR or exceed 12.5% APR. EQUITYLINE is a second mortgage that can be accessed by a gold EQUITYLINE VISA credit card and EQUITYLINE checks (minimum check amount $250). All loans and collateral must meet Harborstone lending policies. Property must be located in Washington state. The line of credit is available for a 10-year withdrawal period with a 15-year repayment period. Maximum line of credit is up to $100,000. Harborstone Credit Union does not offer tax advice. Consult with your tax advisor as to the deductibility and tax advantage. Fee for foreign transactions - 1% of U.S. dollar transaction. Property insurance is required.
