Home Loans
First mortgages to fit every homeowner's needs and budget
Click here to view daily mortgage rates. For more information, or to make an appointment with a residential loan officer, call (253) 983-8615.
Apply Now
| Choose From |
How It Fits Your Needs |
Down Payment | What It Offers |
Standard Programs |
Terms to fit your individual needs; low loan fees; low rates | 5% | Traditional fixed-rate mortgage loans. |
Jumbo Programs |
Financing for high-balance mortgages. | 20% | For larger loans that don't qualify for standard programs. |
Adjustable Rate (ARM) Programs |
Lowest payment available so you can afford more house; choice of terms; ideal for military families or short-term housing needs |
5% | Rate adjusts with market. |
Specialty Programs |
|||
Harborstone 97 |
No points and no loan fees; closing costs and prepaid items gifted. | 5% | Available for owner-occupied purchases. Only for well-qualified buyers. |
Manufactured Home Program |
Financing available for a manufactured home, as long as it's on a permanent foundation and existing property. | 5% | Available for owner occupied purchases only, built after 1976. |
Vacant Land Loans |
Great financing for the purchase of unimproved property, with payments that suit your needs. | 20% | Extended loan terms available, low down payments. |
Government Programs |
|||
VA |
Affordable option for qualified veterans; allows financing of funding fee. | 0% | VA Insured |
FHA |
Federally insured option for low-down-payment mortgages. | 3% | FHA Insured |
A special note to members - If you are already a Harborstone mortgage member, but are concerned about making your payments, we may be able to help. Read more here.
For more details, call Harborstone Mortgage Services at (253) 983-8615 or submit your request online via the Mortgage Center. You can also call member service at (253) 584-2260 or
1-800-523-3641.
All mortgage approvals must meet Harborstone Mortgage Services lending policies. All property must be located in Washington state. Call Harborstone Mortgage Services for current rates. Harborstone Mortgage services may offer other rates and terms at any time. All loans and collateral must meet Harborstone lending policies. Consult with your tax advisor as to the deductibility and tax advantage.
