Home Loans

Other mortgages to fit every homeowner's needs and budget

For more information or advice, contact a Residential Loan Officer. You can also call Mortgage Services at (253) 983-8615.

Choose From	How It Fits Your Needs	Down Payment	What It Offers
Reverse Mortgage	Regulated and insured by the Federal Housing Administration. Built-in consumer protection features that protect the member and their heirs. Learn more.Minimum age to qualify is 62. Member must own, occupy, and have equity in their home. Learn more.	N/A	Minimum age to qualify is 62. Member must own, occupy, and have equity in their home. Learn more.
Non-Owner Occupied (Rental)	Financing source for rental property purchases or refinances; variety of terms available	20%	Loan options for members who would like to purchase a home for income purposes.
Second-Home Mortgages	Unique program for the purchase or refinance of a second home; choice of terms available; enjoy the same low rates as with a standard mortgage program	10%	Low-down-payment loans for second home purchases.
Refinancing Programs	Lower your monthly payment with a rate and term refinance or access your equity with a "cash-out" refinance	N/A	1-4 family and condos; both owner and non-owner occupied

You can apply online at the Mortgage Center, or by phone at (253) 584-2260. You can also visit any one of our convenience branch locations. Apply online today.

All mortgage approvals must meet Harborstone Mortgage Services lending policies. All property must be located in Washington State . Call Harborstone Mortgage Services for current rates. Harborstone Mortgage Services may offer other rates and terms at any time.