Other Loan Options

For low rates and flexibility

For borrowers who want low rates with a bit more flexibility, we offer unsecured loans and share- or certificate-secured loans. These loans let you borrow against your money at a cost-saving low-interest rate. You get loan approval and the cash you need quickly. And there are no prepayment penalties and no hidden loan fees.

Choose From	How It Fits Your Needs	Rates and Terms	What It Offers
Unsecured Loans Apply Now	No collateral needed; affordable monthly payments	Your personalized rate will be based on the amount of your loan and your credit qualifications	What It Offers
Share / Certificate Secured Loan	Borrow against your money at a low-cost rate	Rates for share-secured loans are calculated based on the prior quarter's declared share savings rate plus 2.5%; rates for certificate-secured loans are calculated based on the certificate rate plus 3% Term is determined by loan amount	Your available savings balance increases dollar for dollar as the outstanding loan amount decreases; certificate balances are held until the loan is paid in full

Apply for an Unsecured Loan

Click here to apply for your Unsecured Loan online today. loan online or call member service 24-hours a day at (253) 584-2260 or 1-800-523-3641.

Apply for a Share / Certificate Secured Loan

To appy for a Share / Certificate Secured Loan, please call member service 24-hours a day at
(253) 584-2260 or 1-800-523-3641.
 
All loan approvals and collateral must meet Harborstone Credit Union lending policies. Your loan rate will be based on your credit qualifications and the amount and term of your loan. Harborstone Credit Union may offer other rates and terms at any time.