Vehicle Center - Car Buying Made Easy

The Resources You Need - as Close as Your Fingertips

Before you go shopping, research your purchase with Harborstone. We’ve gathered a car-buying tool kit with useful resources so you will start out prepared for your next shopping excursion. You’ll find these helpful links and more:

Kelley Blue Book — Get new- and used-car prices and information, plus the latest new-car reviews and previews. It’s fast, easy, and free.
Nada Boat and RV Pricing — Get prices for boats and recreational vehicles and research vehicle histories.
Vehicle and Child Safety — One of the best things you can do when deciding on the car of your dreams is research its rating in child safety and crash tests.
CARFAX Vehicle History — Take a history lesson. Find out if a car has flood damage, a salvage title, and more.
Loan Calculator — Educate yourself on how much your loan payment will be.
Your Credit Score — Find out how to get a copy of your credit report; learn more about credit education and debt management.
Gas prices rising? Click here for fuel-saving tips from the Department of Energy.

Click here to see our pre-owned vehicles for sale.

It's Easy to Finance Your Next Vehicle with Harborstone

Get preapproved online, by phone, by visiting any of our eleven locations, or by shopping at any one of our preferred dealers where you can receive Harborstone financing right on the spot - The choice is yours!

However, if you ever need to talk with someone, your Member Service Center or local Harborstone Branch would be glad to help.

Choose
From

How It Fits
Your Needs

Rates and Terms

What It Offers

New/Used Vehicle Loans (including cars, trucks, boats, RVs, motorcycles, and airplanes)

Apply Now:
Auto

Boat

Harborstone offers a variety of loan terms and options to meet your needs

Your personalized rate will be based on the loan amount and your credit qualifications
Your term is determined by the loan amount and the year of the vehicle

Save .50% with a Harborstone checking or money market account and automatic payment or direct deposit
Save .25% if you have $10,000 in combined deposits with Harborstone, or if you have been a member for five years or more, or if you are active or retired military.

Mechanical Repair Coverage And Guaranteed
Asset Protection Now Available
For just a few dollars a month, you could save thousands. With Guaranteed Asset Protection (GAP), you have that extra protection you need in the event your vehicle is stolen or wrecked, and with Mechanical Repair Coverage (MRC), major repairs are covered after your warranty expires.

Choose From	How It Fits Your Needs	What It Offers
Guaranteed Asset Protection (GAP)	Without this coverage, you could be paying thousands for a car you no longer have.	Pays the difference between the member's loan payoff and the actual cash value in the event the vehicle is damaged beyond repair or reported stolen to your primary insurance carrier. If a vehicle is a total loss, GAP will cover up to 150% of Kelley Blue Book, minus the amount your insurance company pays.
Mechanical Repair Coverage (MRC)	Protects your vehicle, your family, and your credit rating from expenses that could total hundreds – or even thousands – of dollars	Deductible options Car rental reimbursement Towing reimbursement 24-hour toll free roadside assistance Emergency travel expense Repair facility paid directly Transferable Cause and effect coverage Seals and Gaskets

All loan approvals and collateral must meet Harborstone Credit Union lending policies. Your loan rate will be based on your credit qualifications and the amount and term of your loan. Harborstone Credit Union may offer other rates and terms at any time.