Community 1st Credit Union
Honoring a Legacy
In September 2024, Harborstone Credit Union announced our merger agreement with Community 1st Credit Union, Washington state’s first credit union. Since then, we’ve been working alongside one another to prepare for our future as a single organization. 2025 marked a major milestone for Community 1st, which celebrated its 100th year of service. And on October 1, 2025, Harborstone and Community 1st celebrated Legal Day 1 — the day when we legally became one entity.
As we join together, this partnership is built on shared values of excellence and trust, principles that have guided both organizations for decades. With these values at our foundation and with a shared philosophy of service, we are confident our future together will be strong, vibrant, and enduring.
Check out our Press Release here.
Left: Geoff Bullock, President and CEO, Harborstone Credit Union Right: Dan LeFree, President and CEO, Community 1st Credit Union
Message from Geoff
With similar philosophies and shared cooperative values, Community 1st Credit Union and Harborstone Credit Union are excited to come together to consolidate resources and offer exceptional products and services to our membership.
About Harborstone Credit Union
Harborstone Credit Union is a Washington-chartered and federally insured credit union headquartered in Lakewood, Washington. Founded in 1955 as McChord Federal Credit Union serving airmen on McChord Air Force Base (now Joint Base Lewis McChord), Harborstone Credit Union has grown to become one of the largest credit unions in Washington with over 97,000 members and approximately $1.9 billion in total assets.
Harborstone Credit Union has branches located throughout King, Pierce, and Thurston counties and offers members a full range of products and services with the aim to assist members in achieving financial well-being through innovative financial solutions that foster thriving communities and economic vitality. For more information, please visit www.harborstone.com.
About C1CU
Founded in 1925 and celebrating its 100th year of service, Community 1st Credit Union is a full-service, member owned, not-for-profit financial institution serving 12,000 members with approximately $200 million in assets. Community 1st is headquartered in DuPont, with branches in King, Pierce, Snohomish, and Thurston counties.
As the longest-operating credit union in Washington state, its mission began by serving the employees of the U.S. Postal Service in King County. In 2018, Generations Credit Union merged with Community 1st. Originally founded in 1939 as Employment Security Credit Union, it was another one of Washington state’s long-running credit unions, beginning in a small office at the Employment Security Department in Olympia. Today, Community 1st is best known for its innovative green lending program, ezSolarLoan, which serves people across the nation. For more information, visit myc1cu.com and ezsolarloan.com.
Download Your Welcome Guide
- A welcome from President & CEO of Harborstone, Geoff Bullock
- Service impact overview
- Frequently asked questions
- What is next in the process
Frequently Asked Questions
Legal Day 1 (LD1), which was October 1, 2025, and is defined as the day when Community 1st Credit Union and Harborstone Credit Union legally become one entity. There are no changes to your account or access on this date.
Operational Day 1 (OD1) is defined as the date when the two systems are integrated, and the two organizations operate as one. This date is set for spring/summer 2026.