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Let Us Pay Off Your Auto Loan Balance
 
WE'RE PAYING OFF SOMEONE'S AUTO LOAN!
 
That’s right! This December, we will randomly choose one member who has an auto loan booked with us and pay off the balance, up to $25,000! All auto loans must be financed through Harborstone by December 7, 2018, to be entered to win.

Already have a vehicle loan with us? Perfect!
You're automatically entered. Have a loan financed somewhere else? Let us refinance it for you before December 7!

If you're in the market for a vehicle—new, used, or additional—let us help with the financing, and
you'll be entered. You might even be preapproved! Log in to your Online Banking and click "Loan Center." Or log in to the mobile app, tap "More," and then tap "Loan Center."
 
 
Register Today!
YOU'RE INVITED TO OUR HOMEBUYER SEMINAR
 
Are you looking to purchase a home but aren’t exactly sure where to start or want more information about the process? Join us at the Bothell branch on Wednesday, September 12, from 5:30 to 7 p.m. for a free homebuyer seminar, complete with light refreshments and your chance to win some freebies!

During this event, we’ll educate you on the homebuying process with help from a Harborstone-approved real estate agent and a representative from CU Home Mortgage Solutions, our home loan partner. We’ll also discuss some
tips and tricks when it comes to searching for and buying your home. RSVP soon to let us know if you’ll make it. And remember, with every home loan funded by Harborstone, we’ll donate $100 to charity!
 
 
Harborstone Credit Cards
 
 
HCUFinancialWellness.com
LET US HELP WITH YOUR FINANCIAL WELL-BEING
 
At Harborstone, we care about the financial health of our members. That’s why we have partnered with GreenPath Financial Wellness, an organization that empowers people to regain control of their finances. Some of their specialties include:
  • Financial counseling
  • Debt management
  • Credit report reviews
  • Housing services
  • Student loan counseling
And more! To learn about all the ways that GreenPath can help or to take advantage of some of their services, visit HCUFinancialWellness.com.
 
 
Checking & Money Market Accounts
MONEY MARKET ACCOUNT CHANGES
 
Starting September 1, 2018, the business and consumer money market accounts will experience changes to their rates and tiers. For most of our members, these changes will result in a beneficial rate increase and give those with larger balances an opportunity to earn more on their deposits. For current money market account holders, the changes were included with their monthly statements. A full list of changes can be viewed in our personal and business Truth-In-Savings Agreements.

Don’t have a money market account yet? Log in to Online Banking and click on
“Open Additional Account” under the Forms & Services tab! You can also visit one of our branches to get started.
 
 
Love My Credit Union Rewards
 
 
Investments & Insurance QuarterNotes
HARBORSTONE INVESTMENTS & INSURANCE QUARTERNOTES
 
One residue of the last recession was a feeling of financial anxiety among large swaths of the population. As recently as 2017, a PwC study found that 53% of adults with full-time jobs felt stressed about their financial situation. Employees who are worrying about their finances are likely to be distracted and less productive, and they may be prone to adverse health effects from stress as well.

In the past few years, many large employers have begun to address this problem with programs promoting
“financial wellness.” According to the 8th annual survey on corporate Health and Well-being from Fidelity Investments and the National Business Group on Health, released in 2017, 84% of large and mid-sized companies had financial wellness programs in place, up from 76% the year earlier…
 
Read More
 
 
Business Services
BUSINESS MANAGEMENT MADE EASY
 
When you first dreamed up your business idea, it probably didn't consist of the hours you could spend processing payroll or running deposits to a branch. Maybe when you first started, accepting only cash or check payments was the norm, but now your clients are requesting to pay by card. Fear not; Harborstone's Business Services are here to add some convenience to those types of things so you can get back to the things you are passionate about.

As a
full-service financial institution, we offer a sophisticated suite of business services for greater efficiencies of day-to-day business operations, including:
  • Payroll services
  • Business cash and treasury management
  • ACH, sweeps, and online wire transfers
  • Mobile check deposit options
Getting started is easy. Contact us at (253) 583-9727 or 1-800-634-6506 or send an email to Business.Sales&Services@Harborstone.com to see how we can help your business thrive.
 
 
Security
MOBILE BANKING: PROTECT YOUR INFORMATION

As mobile technology ventures into a future with appealing new features like augmented reality, virtual assistants, and wireless charging, mobile is certainly entrenched in the most mundane tasks of our everyday living.

It’s no longer optional for consumer retail and service providers to offer mobile options. Indeed, savvy marketers know that U.S. consumers are checking balances and making decisions on their mobile devices. According to mobile marketing strategist Jeff Hasen, 62% of all Americans, not only those under 35, use mobile banking apps. Consumer expectations of
convenience and relevance are driving the standard…
 
Read More
 
 
Harborstone
 
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(253) 584-2260  |  1-800-523-3641  |  Harborstone.com
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Auto loan payoff campaign: Winning entry will be randomly drawn from all entries received. Odds of winning depend on number of entries received. Must be at least 18 years or older and a U.S. resident to enter. No purchase necessary to enter. Entries must be received by December 7, 2018. Winner will be notified by phone December 14, 2018.

Eligibility requirements: Must live in Washington State to be eligible for entry. Proof of Washington State residency may be required. Employees of Harborstone Credit Union, volunteers, and their family members are not eligible for entry. Accounts must be in good standing. Delinquent or bankruptcy accounts are not eligible.

Entry rules: Fund your auto loan between now and December 7, 2018, with Harborstone Credit Union, and you will automatically be entered to win. All loans and collateral subject to Harborstone Credit Union lending policies. Rates and terms subject to change at any time.

To enter via our no-purchase-necessary option, please visit any of our branch locations to obtain an official entry form. Upon completing and dropping it off with a Harborstone representative, you will be entered to win. No duplicate or substitute entry forms will be accepted.

Award distribution specifics: Prize cannot be requested in cash; winnings will be distributed only as funds directly applied to remaining auto loan balance. Winner must provide full payoff instructions. The maximum amount to be applied is either the remaining balance of the loan or $25,000, whichever is less. Winner will be responsible for any applicable taxes associated with the payoff of the loan.

With permission, winner will take a photo with Harborstone staff and their vehicle and the photo will be used for Harborstone marketing efforts. Winner will be announced on Harborstone’s social media channels and member newsletter.

Credit cards: The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated, and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express.

Loans: All loans, rates, and terms are subject to credit approval, are subject to change at any time, and must meet Harborstone Credit Union lending policies.
Insured by NCUA.


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