Auto loan payoff campaign: Winning entry will be randomly drawn from all entries received. Odds of winning depend on number of entries received. Must be at least 18 years or older and a U.S. resident to enter. No purchase necessary to enter. Entries must be received by December 7, 2018. Winner will be notified by phone December 14, 2018.
Eligibility requirements: Must live in Washington State to be eligible for entry. Proof of Washington State residency may be required. Employees of Harborstone Credit Union, volunteers, and their family members are not eligible for entry. Accounts must be in good standing. Delinquent or bankruptcy accounts are not eligible.
Entry rules: Fund your auto loan between now and December 7, 2018, with Harborstone Credit Union, and you will automatically be entered to win. All loans and collateral subject to Harborstone Credit Union lending policies. Rates and terms subject to change at any time.
To enter via our no-purchase-necessary option, please visit any of our branch locations to obtain an official entry form. Upon completing and dropping it off with a Harborstone representative, you will be entered to win. No duplicate or substitute entry forms will be accepted.
Award distribution specifics: Prize cannot be requested in cash; winnings will be distributed only as funds directly applied to remaining auto loan balance. Winner must provide full payoff instructions. The maximum amount to be applied is either the remaining balance of the loan or $25,000, whichever is less. Winner will be responsible for any applicable taxes associated with the payoff of the loan.
With permission, winner will take a photo with Harborstone staff and their vehicle and the photo will be used for Harborstone marketing efforts. Winner will be announced on Harborstone’s social media channels and member newsletter.
Loans: All loans, rates, and terms are subject to credit approval, are subject to change at any time, and must meet Harborstone Credit Union lending policies.
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Skip-A-Payment: By participating in Harborstone's Skip-A-Payment program, you agree to and understand the following: Loan must be established, with at least three consecutive payments made from the new loan disbursement or since the last payment skipped to be eligible. Delinquent or bankruptcy accounts are not eligible. By skipping your loan payment for one month, you authorize Harborstone Credit Union to extend your final loan payment. Finance charges will continue to accrue on your unpaid balance. You authorize us to debit $40 per loan as a processing fee from your Harborstone checking or savings account. All accounts must be in good standing to take advantage of this offer. Not all loan types will qualify. First mortgage, credit card, home equity line of credit, personal line of credit, second mortgage, and business loans do not qualify. Harborstone Credit Union reserves the right to deny any Skip-A-Payment request. If you are not approved for the Skip-A-Payment, you will be notified in writing. Maximum of two Skip-A-Payments per rolling calendar year, with a lifetime maximum of no more than the number of years the loan is booked. For example, if the loan term is five years (60 months), the maximum is five Skip-A-Payments. Coupon must be signed by member to be valid. The credit union reserves the right to determine if prior subsequent actions may disqualify your loan. The $40 fee may not be added to the loan. If you elected GAP or warranty coverage, the coverage will not be extended beyond the original maturity date. Skip-A-Payment offer expires December 31, 2018.
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