Harborstone.com
Follow Us:
Harborstone.com/FreeRide
 
DON'T FORGET YOUR TICKET TO A FREE RIDE
 
Harborstone is paying off someone’s auto loan! This December, we will randomly choose one member who has an auto loan booked with us and pay off the balance, up to $25,000! All auto loans must be financed through Harborstone by December 1, 2017, to be entered to win.

Already have a vehicle loan with us? Perfect! You're automatically entered. Have a loan financed somewhere else? Let us refinance it for you by the end of the month!

If you're in the market for a vehicle—new, used, or additional—let us help with the financing, and you'll be entered. You might even be preapproved! Log in to your Online Banking and click "My Offers." Or log in to the mobile app, tap "More," and then tap "My Offers."
 
 
Holiday Loan Details
THE HOLIDAY LOAN IS BACK!
 
Winter is approaching quickly, and that means the holiday season is upon us. Between the gift giving, annual holiday parties, and out-of-town visitors, extra costs around this time of year can add up quickly.

Let Harborstone help! With a holiday loan, you’ll have a little extra lining your pocket, so you can worry less about how the holiday spending will affect your finances. You may even be preapproved! Log in to your Online Banking and click “My Offers” to see what offers you have available to you. You can also log in to the Harborstone mobile app, tap “More,” and select “My Offers” to check if you’re preapproved. If you don’t any offers, you can always apply online.
 
 
Rewards Programs
PERKS OF PLASTIC
 
Harborstone has a number of advantages when it comes using your debit card. Instead of withdrawing and using cash next time you make a purchase, using your card may be a better option. Some perks of using your card include:
  • Earning cash back on purchases from select merchants
  • Setting up real-time purchase alerts through CardValet®; plus you have recourse for fraudulent transactions
  • Paying with your phone at select merchants when you have your card set up in your digital wallet
  • Easier record keeping and budgeting capabilities
Don’t have a Harborstone debit card? Stop by a branch or give us a call to get one ordered.
 
 
Loans and Credit Cards
HOW TO BUILD OR REPAIR YOUR CREDIT
 
Having poor or nonexistent credit can be frustrating and have a negative effect on your financial future, including high payments and interest rates or the inability to qualify for a loan. At Harborstone, we understand how important credit can be, and we’re here to help you, whatever stage you’re at. We offer a couple of different options to help build or repair your credit:
  • Secured loan—Borrow against your own money at a low rate with no fees, repayment penalties, or credit check. Instead of using a car or boat as collateral, we use your savings or certificate account! As you make payments, part of that money in your savings becomes available to use again, making payments less of a financial burden.
  • Secured credit card—Establish a flexible, revolving credit line based on a security deposit ranging from $300 to $5,000. As you use your card and make the payments on time, your credit builds!
Applying is easy. You can apply online by clicking the links above or by visiting a branch to get started.
 
 
Saving For Your Child's Education Without Going Broke
SAVING FOR YOUR CHILD'S EDUCATION WITHOUT GOING BROKE

The average cost of earning a four-year degree could top $205,000 by 2030, according to some estimates. Amassing that kind of cash takes time, so it’s important to begin saving as early as possible, perhaps even right after each child’s birth. The combination of consistent saving, compound interest, and investment returns can add up to significant growth over the years…
 
Read More
 
 
Security
CYBER MONDAY TIPS—PROTECT YOUR INFORMATION, KNOW YOUR PURCHASE, AND WATCH 1-CLICK SHOPPING
 
If you’ve ever surfed the internet, shopped online, applied for a loan online, or managed your health care through a portal, you are a participant in the e-economy. As stakeholders in the marvelous convenience that the internet brings to our everyday lives, it is up to each of us to practice due diligence regarding our personal and financial well-being…
 
Read More
 
 
HCU Planning Center
INVESTMENTS AND INSURANCE QUARTER NOTES
 
This has been a very good year for many investors, as stock market indices have set record after record. Now comes the reckoning for your portfolio.

First, taxes on realized gains and losses. Where do you stand? Should there be some additional realizations for
improved tax efficiency? Second, has your portfolio gone out of balance? A passive approach leads to overweighting stocks in an up market. If that’s you, are you comfortable with the additional risk that implies?...
 
Read More
 
 
Love My Credit Union Rewards
LOVE MY CREDIT UNION REWARDS
 
Many of us are shopping at all different kinds of retailers this holiday season. Why not do it at a discount? Love My Credit Union Rewards offers deals and cash-back rewards for over 1,500 retailers, including Target, Best Buy, and Macy’s, through their Love to Shop program. Currently, members have saved nearly $2 billion with Love My Credit Union Rewards! Sign up today to take advantage of their special offers.
 
 
Harborstone
 
Get the Harborstone App!
       
 
(253) 584-2260  |  1-800-523-3641  |  Harborstone.com
Follow Us: