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BULLETIN BOARD
 
Harborstone is always looking for ways to give back to the communities we serve. Aside from lower rates and fewer fees than many financial institutions, we see other local needs, and we want to help. Throughout the holiday season, Harborstone employees found creative and meaningful ways to “pay it forward” and help our communities.

Altogether,
26 teams, composed of 32 departments, got together to help all different kinds of nonprofit organizations.

The
Pay It Forward project has occurred annually for the last four years. Each year, one lucky nonprofit is selected to win an extra cash donation, furthering its cause. This year, the Board of Directors will choose our top-five favorite projects and then allow you to vote on your favorite to receive those extra funds. This year, the award is $2,000!

Keep an eye out on our Facebook page! You’ll be able to read and vote on your favorite story in coming weeks.
 
 
Switch Tools
MAKE THE MOVE WITH CLICKSWITCH™
 
Switching to Harborstone has never been easier! With Harborstone’s new ClickSWITCH tool, you can transfer your direct deposits and ACH payments from your other institution to ours—in less than 10 minutes. All you need to change manually are automatic payments directly linked to your debit card. Getting the process started is simple:
  1. Log in to your Online Banking.
  2. Select Forms & Services.
  3. Under the Account Opening section, select ClickSWITCH™.
From there, you will be able to begin the switching process. It’s that easy!
 
 
Personal Line of Credit
SPREAD THE CHEER WITH A PERSONAL LINE OF CREDIT
 
This time of year can really put a strain on a person’s finances. Gifts, parties, decorations—it doesn’t take long to impact your checking account. It often makes many wonder how they will be able to prepare for holiday expenses.

However, Harborstone can help! With a
personal line of credit, you can have revolving backup funds waiting for situations just like this. Instead of worrying about spending your paycheck or bonus all at once, you can use your personal line of credit funds and pay them back over time, making the holiday season a little less stressful. The line stays open, even when you’ve paid it off, so it will be available for you to use whenever you may need it!

Take advantage before the season’s over. Apply online or visit us at a branch.
 
 
Get Started!
ENJOY $15 OFF THIS TAX SEASON
 
Harborstone has teamed up with TurboTax® to help save our members some money. Take advantage of a generous discount of up to $15 off of TurboTax Federal products when you follow this link and file your taxes.

With TurboTax, there’s an option for everyone—some at little to no cost. Whether you’re a student or a homeowner or you’re self-employed, TurboTax can help you get your taxes taken care of. Start for free today!
 
 
Security
CODE WORDS: AN EXTRA LAYER OF PROTECTION

Personal information can be compromised from a variety of sources—stolen mail, email hacking, scams. It can be difficult to keep your identifiers private. That’s why fraudsters hate it when accounts have code words or phrases. They can be impossible for a stranger to guess

When you place a
unique code on your account, we will use that as a way to identify you whenever you call in or visit a branch. This way, if someone ever comes in or calls posing as you, even if they know your personal information or have fake identification, they’ll need to know that secret code to get any details or make a transaction. It adds an extra layer of protection to your accounts!

To add a code word:
  • Log in to your Online Banking and send us a secure message or chat with us through the "Contact Us" tab
  • Log in to your mobile app and send us a secure message or chat with us through the "More" menu
  • Give us a call
  • Visit a branch
 
 
Five Financial Resolutions for the New Year
FIVE FINANCIAL RESOLUTIONS FOR THE NEW YEAR
 
A brand-new year provides the perfect opportunity to make meaningful life changes, including improved financial wellness. These five financial resolutions can help get your year off to a promising start.
  1. Get on budget
Take charge of your finances by creating a budget. Start by calculating after-tax income and subtracting fixed monthly expenses. Then allocate portions of the remaining income for savings, important goals, and a few things that just make you happy…
 
Read More
 
 
Security
CHARITY SCAMS: HELP YOURSELF HELP OTHERS
 
Never has communication technology been able to connect us with the news of the world so completely. We are always one email or online news article away from the stories of need in our community and across the world. Homelessness, famine, natural disasters; you want to help.

Although there are many people who respond to the needs of others, there are those who would take advantage of kindhearted people. In fact,
scam charities made the IRS “Dirty Dozen” List of Tax Scams for 2017. Charity scammers are not new, but they have many more tools at their disposal. In addition to phone calls, you may receive...
 
Read More
 
 
Happy Holidays!
 
 
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