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Personal Loans

Personal Loans

Personal loans are flexible lending options for all those items that don't have a specific loan type of their own.

If you are a member, you may already be preapproved! Log in to Online Banking or our mobile app and look for "My Offers" to find out.

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PERSONAL LINE OF CREDIT

Take the trip of a lifetime. Pay off a high-interest loan. Cover an unexpected trip to the vet. Our personal line of credit makes funds available for whatever, whenever. Your personal line of credit can also protect you against checking account overdrafts and fees.

 

PERSONAL LINE OF CREDIT DETAILS:

Rates are based on WSJ prime plus a margin (based on credit qualifications).

Loan amount limits up to $25,000, with a minimum of $500.

Rates are variable and can change monthly, calculated as prime plus margin percentage (margin percentage based on credit qualifications).

Rates are based on WSJ prime plus a margin (based on credit qualifications). Rates are subject to change monthly on the first business day of the month.

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SIGNATURE LOAN

Our signature loan lets you borrow at a competitive rate based on your personal credit qualifications. We also offer a seasonal signature loan, which comes with a reduced rate.

 

SIGNATURE LOAN DETAILS:

Loan amounts of $500 to $25,000.

The term of your loan will be determined by the total amount of the loan.

Funds are deposited into your savings or checking account, so the possibilities are endless!

BACK-TO-SCHOOL LOAN DETAILS:

Our seasonal signature loan option.

Rates as low as 9.99% APR.

Loan amounts of $500 to $10,000.

The term of your loan will be determined by the total amount of the loan.

Funds are deposited into your savings or checking account, so the possibilities are endless!

APR = annual percentage rate. All loans, rates, and terms are subject to credit approval, may change at any time, and must meet Harborstone Credit Union lending policies.

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SECURED LOAN

A secured loan lets you borrow against your own money at a low rate with no fees or repayment penalties.

 

SECURED LOAN DETAILS:

May borrow against your savings (share) account or a certificate.

Rates are calculated based on the current share savings or certificate rate plus an incremental percentage.

Loan term is determined by loan amount.

Loan maturity should not exceed the certificate maturity date (certificate-secured loans only).

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SHORT-TERM LOAN

Our short-term loan can help you meet short-term cash needs or build/rebuild your credit history.

 

SHORT-TERM LOAN DETAILS:

Rate is fixed.

Loan amount limits of $200 to $1,000.

Must be a member for at least 90 days.

Application fee and minimum payment amounts apply.

Visit Us or Call to Apply
 
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Harborstone Credit Union

Copyright © 2017 Harborstone Credit Union.
All rights reserved.

P.O. Box 4207, Tacoma, WA 98438-0207
Transit/ABA Routing Number: 325180870

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