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Vehicle Loans

Vehicle Loans

A weekend camping trip. Your means of getting to work every day. Transporter of precious cargo. Family time waterskiing. A vehicle is so much more than a vehicle. When you are in the market for a new (or new to you) vehicle, we're here to help you get preapproved so you know what your budget is before you go shopping.

If you are a member, you may already be preapproved! Log in to Online Banking or our mobile app and look for "My Offers" to find out.

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VEHICLE LOANS DETAILS

Auto Loans

When you get preapproved for an auto loan with Harborstone, you get what we call an "Auto Pass." Purchase your vehicle with confidence because you'll know what you can spend.

 

YOUR AUTO PASS COMES WITH:

Preapproved auto loan that is good for 45 days from the issue date.

No payments for the first 90 days of the loan.

The option to skip two auto loan payments per rolling calendar year.

Once your auto loan is preapproved, you'll receive an Auto Pass coupon. You can either show it on your mobile device or print it out and take it directly to the dealership of your choice. Your preapproved auto loan can also be used for a private party purchase. 

Apply Rates

Motorcycle, Boat, RV, and Toy Loans

If you're the more adventurous type, we offer funding for motorcycles, boats, RVs, and toys too. A "toy" loan is a recreational vehicle without sleeping quarters; an RV is one with sleeping quarters.

 

YOUR VEHICLE LOAN COMES WITH:

Preapproved vehicle loan that is good for 45 days from the issue date.

No payments for the first 90 days of the loan (available for motorcycles only).

The option to skip two auto loan payments per rolling calendar year.

Your preapproved vehicle loan can be used at the dealership of your choice or for a private party purchase. 

Apply Rates

 
PREFERRED AUTO PASS DEALERSHIPS

Your preapproval is good at any dealership, but if you would like some guidance or recommendations, Harborstone has hand-selected a number of preferred Auto Pass dealerships.

Dealerships are selected because of their commitment to offer you the best car-buying experience in your area.

View Preferred Auto Pass Dealerships

 
INVENTORY SEARCH

You know what you want in a vehicle; the trick is to find it ready and waiting for you on a dealer's lot. We're here to help: Most Washington State dealerships have agreed to list their full inventory on one website to make your search as convenient and easy as possible.

Start Your Vehicle Search

 

Auto Concierge

If you can't find what you're looking for, try working with our dedicated Harborstone Auto Concierge consultants. They'll gather your preferences and do the searching for you; you can be as specific or as broad as you like.

 

AUTO CONCIERGE WILL:

Find your ideal vehicle.

Negotiate a great deal.

Work with Harborstone Credit Union to complete the auto loan funding paperwork.

Arrange delivery of your vehicle to the location of your choice.

Get Started with Auto Concierge

 
VEHICLE RESEARCH

Vehicle research is an important step in the car-buying process. We want you to know you're getting what you're paying for. Our vehicle research tools provide details to help you make the most informed purchasing decision.

Begin Researching Vehicles

 
AUTO LOAN REFINANCE

Refinancing an auto loan can have a number of different benefits depending on what is important to you. If you have recently seen an increase in your monthly expenses, you may be able to refinance for a lower monthly payment. Or, on the other hand, if you recently received a raise, you may be able to refinance for a shorter term and save some money in interest in the long run (plus pay your loan off faster).

 

YOU WILL NEED THE FOLLOWING INFORMATION TO REFINANCE YOUR AUTO LOAN:

Existing lien holder

Existing account number

Approximate payoff amount

Current odometer reading

Vehicle registration

Proof of insurance

Refinance Your Auto Loan Auto Loan Rates

 
COMMON QUESTIONS
 

Not seeing your question? Try a search.

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Harborstone Credit Union

Copyright © 2017 Harborstone Credit Union.
All rights reserved.

P.O. Box 4207, Tacoma, WA 98438-0207
Transit/ABA Routing Number: 325180870

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