Become a Member

Become a Member

We're a community credit union. That means that anyone in Washington State can join. We look forward to welcoming you to the Harborstone community!


When you join Harborstone, you become a member of a not-for-profit financial cooperative. We know that's a mouthful and maybe even a little vague, so here are answers to some of the most frequently asked questions about credit unions in comparison with banks. We're proud of our credit union status and happy to answer any additional questions you may have!



It's easy to become a member, and you can do so online or in a branch for personal accounts.



Live, work, or worship in Washington State. Or if you are a family member of a current Harborstone member, a member of the military (active, retired, or reserve), or a civil service employee (active or retired), you may also join, regardless of where you live.

Be at least 18 years old (to open an account on your own)

Be a U.S. citizen or U.S. resident alien


U.S. Social Security number or Individualized Taxpayer Identification Number (ITIN)

Valid form of identification (driver's license, state ID, military ID, or passport)

Your previous home address (if you have lived at your current address for less than two years)

Way to fund your new account(s), plus a one-time membership fee of $5 (debit or credit card if opening online; Visa® card, cash, or check if opening at a branch). Minimum opening deposit amounts vary but can be found in our account disclosures.

Open a Personal Account Account Disclosures


Business Accounts


Harborstone cannot open business accounts online. You can visit any of our branch locations or contact someone from our business team to get started. You will need a valid Washington State business license and a few other documents, depending on your business type.

Business Team Locations Business Documents

Moving your accounts from one financial institution to another used to be a daunting task. Not anymore! You can now switch your direct deposits and automatic ACH payments through your Online Banking in less than 10 minutes with ClickSWITCH™. (Only the best of friends help you move, right?)



Log in to your Online Banking

Select Forms & Services

Under the Account Opening section, select ClickSWITCH

From there, you will be able to begin the switching process

Log In

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Harborstone Credit Union

Copyright © 2019 Harborstone Credit Union
All rights reserved.

P.O. Box 4207, Tacoma, WA 98438-0207
Transit/ABA Routing Number: 325180870

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