Our Story

Our Story

We believe that as a credit union, we can positively impact the communities in which we serve. As a not-for-profit cooperative, the money we earn is returned back to our members in the form of great rates and low fees, while a bank's profits are generated for the interests of its shareholders.

We offer the same access to smart technology, products, and services that other financial institutions do, with one major difference: We do so with our members' best interests in mind.

Anyone in Washington State can join!

Become a Member

Harborstone began in 1955 as McChord Federal Credit Union, serving airmen on McChord Air Force Base who each owned one $5 share of the credit union. From our modest beginnings, we have always existed for the betterment of our members and community. In 1996, the credit union opened its field of membership and changed its name to Harborstone Credit Union so that more people could benefit from membership. Changing our name helped clarify that anyone in Washington State can join, not only those who are associated with the Air Force.

In 2013, we combined forces with Prevail Credit Union (founded in 1940 as King County Employees Credit Union), which allowed us to provide more branch locations, access to the CO-OP ATM and Shared Branching networks, and a stronger credit union for our combined membership.

Most recently, in 2016, we brought TULIP Cooperative Credit Union (founded in 2002) under our wing. With a shared mission to strengthen our communities through financial counseling, it was an effort that has allowed us to serve our existing members better, with access to products and resources that were not available previously, and to improve our communities through empowering people by welcoming them back into the banking system.



Harborstone wants you to get the most out of your membership. That's why we offer tools that help you maximize your rewards and minimize your fees. Why bank with a financial institution that sounds good when you can bank with one that IS good?


Banking with a credit union doesn't mean you have to compromise on the digital tools available to you. We ensure our members have access to the latest cutting-edge tools that make life easier and allow us to devote more of our resources to supporting the financial dreams and goals of our members, whatever their life stage.



Anyone in Washington State can join Harborstone Credit Union. Come visit us at one of our branch locations in King, Pierce, or Thurston County, or apply for membership online.

Become a Member

Your credit union. Your vote.

Harborstone Credit Union is a member-owned, not-for-profit financial organization governed by a Board of Directors. The Board is composed of active members of the credit union who are selected by the membership through a democratic election process. Each member of the credit union who meets eligibility requirements specified in our bylaws is permitted to vote in the annual election process. All members are given one vote in the election without preference to the amount of funds they have on deposit with the credit union.

Ann Anderson Ann Anderson CHAIR
Jim Buck Jim Buck VICE CHAIR
Linda Crane Nelsen Linda Crane Nelsen SECRETARY
Rick Stevens Rick Stevens DIRECTOR
Richard Evans Richard Evans DIRECTOR
Michael Gedeon Michael Gedeon DIRECTOR
Bonnie Kern Bonnie Kern DIRECTOR
Shellie Willis Shellie Willis DIRECTOR
Ivan Barron Ivan Barron DIRECTOR
Contact the Board



The Supervisory Committee oversees the credit union governance, internal controls, and compliance with appropriate laws, rules, and regulations.

Kaye Moore Kaye Moore CHAIR
Dennis Barnes Dennis Barnes VICE CHAIR
Dennis Barnes Richard Dahl SECRETARY
Dennis Barnes Jeanie Rieke MEMBER
Richard Dahl Justin Maryanski ASSOCIATE MEMBER
Contact the Supervisory Committee

A look at the numbers.

As a member, you are a part owner of Harborstone. Our annual reports include an overview of the highlights of the past year as well as a comparison with the year before. See how we've been doing.


2018 Annual Report


2017 Annual Report


2016 Annual Report


2015 Annual Report

Quarter Three 2019 Newsletter
Quarter Two 2019 Newsletter
Notice of Officials' Compensation
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Harborstone Credit Union

Copyright © 2020 Harborstone Credit Union
All rights reserved.

P.O. Box 4207, Tacoma, WA 98438-0207
Transit/ABA Routing Number: 325180870

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