At Harborstone, we know that your personal financial information is an asset worth protecting. In addition to the activities we do to keep your information secure, we can help you stay informed about the latest scams—and how to avoid them.
In a time when fraud, scams, and identity theft are a real concern, Harborstone uses the latest security protocols to ensure that your financial transactions and personal data remain confidential. We will keep you updated about the latest scamming tactics to help increase awareness of security issues.
You have likely heard about the Equifax data breach that was announced on September 7, 2017. This breach is estimated to affect 143 million individuals. Because of the size of this incident, Harborstone realizes that some of our members could be impacted. We are here to help however we can.
Whether a large breach has been announced or not, it’s always a good idea to do the following:
Monitor your accounts and watch for fraudulent activity. Notify your financial institution(s) as soon as possible to address any unauthorized activity.
Check your credit report annually. We recommend AnnualCreditReport.com. It’s a free service and does not impact your credit.
Beware of calls or texts asking for personal information and details. Unfortunately, fraudsters see these types of situations as opportunities to phish for information.
See our security articles and resources for ways to proactively keep yourself and your finances safe. Topics covered include password safety, preventing fraud while traveling, digital money security, and more.
With the recent Equifax breach and the size of it, here are a few additional steps you can take to safeguard yourself:
Keep yourself informed on the breach details and any current discoveries found as the breach is researched.
Sign up for credit monitoring or fraud alert services. Be sure to read the fine print to ensure that you aren’t giving up any rights or agreeing to more than you intended to by signing up for the service.
You can actually freeze your credit with Equifax, Experian, and TransUnion. Doing so will prevent anyone from using credit to gain a loan or line of credit, including you. If you freeze your credit, remember to unfreeze it should you find yourself ready to apply for something. Learn more about freezing your credit.
Our members' account and personal information security is our top priority.
If you believe you are the victim of identity theft or have reason to believe your personal information has been misused, you should immediately contact the Federal Trade Commission and/or the Office of the Attorney General in your home state. You can obtain information from these sources about steps an individual can take to avoid identity theft as well as information about fraud alerts and security freezes. You should also contact your local law enforcement authorities and file a police report. Obtain a copy of the police report in case you are asked to provide copies to creditors to correct your records.
Each month, we highlight a different digital security concern to arm you with the best practices when it comes to using technology.
The following are non-Harborstone resources that may also be helpful in preventing identity theft or handling it should you find yourself a victim.
We care deeply about keeping your money safe while providing you with easy access to your accounts. With the continued growth of Online Banking and mobile apps, there are increased needs for greater security standards to keep you and your money well protected. Here are answers to some of the most frequently asked questions regarding security.
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P.O. Box 4207, Tacoma, WA 98438-0207
Transit/ABA Routing Number: 325180870