Loans & Credit
Life can throw you unexpected challenges – and exciting opportunities – when you least expect it. Personal loans and credit cards help you bridge those gaps wisely, so you stay on track with your financial plans.
Personal Line of Credit
With a personal line of credit, you have quick access to your money for whatever you want, whenever you need it. From that long-awaited family reunion to an unexpected trip to the vet, your cash is ready when you are.
Rates are based on WSJ prime plus a margin (based on credit qualifications).
Loan amount limits up to $10,000, with a minimum of $250.
Rates are variable and can change monthly.
Protection against checking account overdrafts and fees.
Signature & Seasonal Loan
With a signature or seasonal loan, the term of your loan is determined by the total amount of the loan.
Loan amounts of $250 to $25,000
Funds can be deposited into savings or checking.
Share Secured Loan
A secured loan lets you borrow against your own money and begin rebuilding credit at a low interest rate without fees or repayment penalties.
Borrow against your savings (share) account or certificate.
Loan amount of $250 to $250,000
Rates calculated based on current share savings or certificate rate.
Share Secure term not to exceed 60 months.
Certificate loans must match the remaining term of certificate.
Short-Term Loan
Our short-term loan allows you to get the cash you need when you need it.
Rate is fixed.
Loan amounts of $250 to $1,000.
Must be a member for at least 90 days.
Application fee and minimum payment amounts apply.
Cannot be opened online; give us a call or visit us in-branch.
Home Equity Line of Credit
A HELOC is a great way to take advantage of your home's equity, with flexibility and access to the funds when you need it most.
Loan amounts from $10,000 to $250,000.
No annual fee or application fee.
Take advantage of a low variable rate.
Open on online, over the phone or in-branch.
You could be preapproved, login to your online banking to find out.
Credit Cards
We’re here to help members like you do more with your finances. That’s why we offer a variety of credit cards with competitive members-only rates, including 0% intro APRs for balance transfers and new purchases, and great rewards like free cash and points you can redeem for travel, gift cards and more.
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