0% APR* Flood Assistance Loan
Flood Assistance Loan
0% APR* and no payments for six months, up to $5,000
If you have been affected by a flood, Harborstone Credit Union is here to help you steady your finances. Right now, we’re offering flexible solutions designed to ease the burden during tough times. †Get 9.99% APR after the first six months for a 24-month term.
To open a new flood assistance loan, contact us by clicking one of the buttons below.
Harborstone and Community 1st Credit Union members:
Contact HarborstoneSavi Powered by Harborstone members:
Branch Locations
Existing Loan Modifications
Loan rate modifications are available for existing auto and signature loans.
- Get 0% APR* for six months.
- Make no payments for six months after modification.
- After the first six months, the rate and monthly payment amount return to the terms and conditions reflected in the original loan contract with a six-month extension of terms.
- One-time Skip-A-Payment waiver available for those who qualify.
For existing loans with Harborstone, Community 1st Credit Union, and Savi Powered by Harborstone, select the option where you opened your loan.
Harborstone members:
Contact HarborstoneCommunity 1st Credit Union members:
Call 1-800-247-7328Savi Powered by Harborstone members:
Branch Locations
Flood Assistance Loan Qualifications
Requirements for New Signature Loans and Existing Signature and Auto Loan Modifications
- Monthly payments are required after the first six months until you have paid the balance in full. After the first six months, the rate will change to the standard 9.99% APR*.
- New members must open a Harborstone checking account.
- Existing members must have or open a Harborstone checking account.
- A statement of flood impact is required.
Additional Support
Harborstone team members are standing by to support you through these uncertain times. Our certified financial coaches are available to help you continue towards your financial goals. Our experts can provide knowledge and problem-solving and can offer products and services tailored to your needs and goals. Contact us to learn more.
Skip-a-Payment
- Free up cash for emergency expenses.
- Skip a payment for one month on a qualifying loan.
- Learn more about this program to see whether you’re eligible.
- We will waive the fee for impacted members.
New Signature Loan Disclosures:
APR = annual percentage rate.* A statement of flood impact is required. All loans and collateral are subject to Harborstone Credit Union lending guidelines and credit approval. Rates and terms are subject to change at any time. Standard underwriting requirements apply. Maximum available loan terms are 24 months. †For example, a $5,000 signature loan with a 9.99% APR would require 24 monthly payments of $231. Offer may not be combined with other Harborstone offers and Harborstone may choose to end the offer at any time. Second mortgages, first mortgages, Visa® credit cards, personal lines of credit, home equity lines of credit, short-term loans and business loans are excluded. Harborstone membership is required. New membership must include a savings account with a minimum $5 opening deposit. This special requires an existing Harborstone checking account or opening a new checking account.
Insured by NCUA.