Summer Rates as Low as 3.99% APR*
Harborstone is offering an auto loan special in partnership with our preferred dealerships. For a limited time, you may qualify for 3.99% APR* on a 36‑month term, or receive 0.50% APR off our standard rates on 60‑ to 84‑month terms, plus no payments for 90 days.
Offer valid between May 18 through June 30, 2026.
VIP Motorsports
Disclosures:
*APR = Annual Percentage Rate. All loans, rates, and terms are subject to credit approval, are subject to change at any time, and must comply with Harborstone Credit Union’s lending policies. Not every applicant will qualify. The promotional APR of 3.99% applies only to loans with a 36‑month term and a minimum credit score of 740. Your rate is based on predetermined credit criteria from a credit reporting agency and may change based on the year, mileage, and condition of the vehicle. Income, debt ratio, employment, and creditworthiness may be considered before the loan is funded. The current APR listed is the “as low as” rate as of May 18, 2026, and is subject to change without notice. Loans financed with Harborstone Credit Union will require a membership share savings with a minimum deposit of $10. All registered owners are required to be signers on the loan and are subject to approval of credit. Title transfer fees are estimated to be $21 in Washington State. We will advise you on any title fees before we fund the loan. Other rates and terms are available. The minimum loan amount is $5,000. This offer is valid on new loans only.
All offers expire June 30, 2026, at 7:00pm. Payment Example: For a 36-month (3-year) $25,000.00 auto loan with an interest rate of 3.99%, the APR would be 3.99% with monthly payments of $737.99. Harborstone Credit Union mailing address: P.O. Box 4207, Tacoma, WA 98438-0207.