Earn up to 3.85% APY1,2
11-Month Certificate Special
- For a limited time, earn 3.85% Annual Percentage Yield (APY)1 when you open online2 with:
- New money†
- Have or open a PNW Cash Back or PNW Premier checking account
- $500 minimum deposit
Secure Your Happily Ever After
Secure your money with a standard certificate. Your money is insured up to at least $250,000. Secure your happily ever after while your money grows safe and sound.
Open a standard certificate online using the buttons below.
For assistance, you may also call us at 1-800-523-3641 or chat with us online by clicking the chat icon in the bottom right of your screen.
Existing Members Login to Open New Members Open OnlineDisclosures
Insured by NCUA. APY = annual percentage yield. The 11-month certificate special earns as follows: 3.50% APY for all accounts; 1an additional 0.25% APY with a Harborstone checking account (for a total 3.75% APY); 2an additional 0.10% APY when you open online (for a total 3.85% APY). Standard certificates are open to personal and business accounts. Personal standard certificates can be opened online, over the phone, or in person. Personal IRA certificates and business certificates must be opened at a Harborstone branch location and do not qualify for the additional 0.10% APY for opening online. Early-withdrawal penalties may apply. Minimum balance is $500 with a maximum $1,000,000 deposit cap. Certificate specials require new money.† Fees may reduce earnings. New membership must include a savings account with a minimum $5 opening balance. Your savings are federally insured to at least $250,000. This special is available between April 13, 2026, and June 5, 2026, and the rates are subject to discontinuation at any time.
†New money is defined as money not on deposit with Harborstone.