{"id":6705,"date":"2025-07-07T22:15:48","date_gmt":"2025-07-07T15:15:48","guid":{"rendered":"https:\/\/www.harborstone.com\/wph\/workarea\/?page_id=6705"},"modified":"2026-03-25T05:54:17","modified_gmt":"2026-03-24T22:54:17","slug":"pnw-cash","status":"publish","type":"page","link":"https:\/\/www.harborstone.com\/wph\/workarea\/personal\/everyday-banking\/pnw-cash\/","title":{"rendered":"PNW Cash Back FREE Checking"},"content":{"rendered":"        <div class=\"band content-hero band-content-hero-2 content-fullwidth\">\n      <div class=\"zone\">\n        <div class=\"zone-title\">\n          <h1>PNW Cash Back FREE Checking<\/h1>\n        <\/div>\n        <div class=\"feature-wrap\">\n          <div class=\"feature-wrap-inner\">\n            \n        \n\n        \n\n        \n\n        \n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n    <script defer>\n    var links = document.querySelectorAll('.anchor-link')\n    function anchorListener(e){\n      e.preventDefault()\n      var hash = e.currentTarget.hash\n      document.querySelector(hash).scrollIntoView({ \n  behavior: 'smooth' ,\n  block:'center'\n});\n    }\n    links.forEach(e=>e.addEventListener('click', anchorListener))\n    <\/script>\n\n    \n\n\n\n    <div class=\"band content-fullwidth\">\n      <div class=\"zone zone-tier-3-block-1\">\n        <div class=\"feature-wrap \">\n          \n        <div id=\"product\" class=\"feature\">\n      <div class=\"feature-padding\">\n        <div class=\"feature-title\">\n          <h3>EARN UP TO $30 PER MONTH* with PNW Cash Back FREE Checking<\/h3>\n        <\/div>\n        <div class=\"feature-image\">\n          <figure class=\"feature-image-inner\">\n            <img src='https:\/\/www.harborstone.com\/wph\/workarea\/wp-content\/uploads\/2024\/01\/icon-check-192x192-01.png' srcset='https:\/\/www.harborstone.com\/wph\/workarea\/wp-content\/uploads\/2024\/01\/icon-check-192x192-01.png 192w, https:\/\/www.harborstone.com\/wph\/workarea\/wp-content\/uploads\/2024\/01\/icon-check-192x192-01-150x150.png 150w' sizes='(max-width: 192px) 100vw, 192px' \/>\n          <\/figure>\n        <\/div>\n        <!--feature-image-->\n        <div class=\"feature-content\">\n          <div class=\"feature-content-text\">\n            <h3>EARN UP TO $30 PER MONTH* with PNW Cash Back FREE Checking<\/h3>\n            <div class=\"feature-content-wysiwyg\">\n              \n\n<p>Earning cash is simple and easy: no extra logins, no managing your rewards, no restrictions on categories \u2014 just earning.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Earn 1%<\/strong> <strong>cash<\/strong> back on up to $3,000 in debit card transactions for a maximum of <strong>$30 per month<\/strong>.*<\/li>\n\n\n\n<li>Spend on travel, groceries, gas, etc. \u2014 <strong>all categories<\/strong> count toward your cash back.<\/li>\n\n\n\n<li>Enjoy a <strong>FREE<\/strong> checking account with no fees.<\/li>\n\n\n\n<li>ATM surcharge fees are refunded (<strong>up to $10 per month<\/strong>) for all non-Harborstone, non-Co-Op ATMs.**<\/li>\n\n\n\n<li>Requirements include just one qualification: one direct deposit or ACH withdrawal per month.*<\/li>\n<\/ul>\n\n\n\n<p>Already a member? Click the <strong>Existing Members Login to Open <\/strong>button below to get started.<\/p>\n\n\n\n<p>New to Harborstone? Click the <strong>New Members Open Online<\/strong> button below.<\/p>\n\n\n\t\t\t<a  class='btn btn-1' href='https:\/\/openaccount.oao.harborstone.com\/#\/product-selector' target='_blank' rel='noopener noreferrer'>New Members Open Online<\/a>\n\t\t\t\n\n\t\t\t<a  class='btn btn-1' href='https:\/\/www.harborstone.com\/dbank\/live\/app\/ql\/all\/782f28f223' target='_blank' rel='noopener noreferrer'>Existing Members Login to Open<\/a>\n\t\t\t\n            <\/div>\n          <\/div>\n          <!--feature-content-text-->\n        <\/div>\n        <!--feature-content-->\n      <\/div>\n      <!--feature-padding-->\n    <\/div>\n        \n        <\/div>\n        \n        <!--feature-wrap-->\n      <\/div>\n      <!--feature-zone-->\n    <\/div>\n    <!--band-->\n    \n\n    <div class=\"band content-fullwidth\">\n      <div class=\"zone zone-tier-3-block-1\">\n        <div class=\"feature-wrap \">\n          \n        <div id=\"Qualifications\" class=\"feature\">\n      <div class=\"feature-padding\">\n        <div class=\"feature-title\">\n          <h3>Qualifying* Is Easy<\/h3>\n        <\/div>\n        <div class=\"feature-image\">\n          <figure class=\"feature-image-inner\">\n            <img src='https:\/\/www.harborstone.com\/wph\/workarea\/wp-content\/uploads\/2023\/11\/icon-loans-center-192x192-01.png' srcset='https:\/\/www.harborstone.com\/wph\/workarea\/wp-content\/uploads\/2023\/11\/icon-loans-center-192x192-01.png 192w, https:\/\/www.harborstone.com\/wph\/workarea\/wp-content\/uploads\/2023\/11\/icon-loans-center-192x192-01-150x150.png 150w' sizes='(max-width: 192px) 100vw, 192px' \/>\n          <\/figure>\n        <\/div>\n        <!--feature-image-->\n        <div class=\"feature-content\">\n          <div class=\"feature-content-text\">\n            <h3>Qualifying* Is Easy<\/h3>\n            <div class=\"feature-content-wysiwyg\">\n              \n\n<ul class=\"wp-block-list\">\n<li>Make at least one direct deposit or automatic ACH withdrawal per month.<\/li>\n<\/ul>\n\n\n\n<p>When you meet this <strong>qualification<\/strong>,* you earn 1% cash back on up to $3,000 of all your everyday debit card transactions, including travel, groceries, and gas \u2014 no matter the category.<\/p>\n\n\n\t\t\t<a  class='btn btn-1' href='https:\/\/openaccount.oao.harborstone.com\/#\/product-selector' target='_self' rel='noopener noreferrer'>Get PNW Cash Back Checking Today!<\/a>\n\t\t\t\n            <\/div>\n          <\/div>\n          <!--feature-content-text-->\n        <\/div>\n        <!--feature-content-->\n      <\/div>\n      <!--feature-padding-->\n    <\/div>\n        \n\n        <div id=\"PNW\" class=\"feature\">\n      <div class=\"feature-padding\">\n        <div class=\"feature-title\">\n          <h3>Already Have a PNW Premier Account? Switching Is Simple.<\/h3>\n        <\/div>\n        <div class=\"feature-image\">\n          <figure class=\"feature-image-inner\">\n            <img src='https:\/\/www.harborstone.com\/wph\/workarea\/wp-content\/uploads\/2023\/11\/icon-coach-192x192-01.png' srcset='https:\/\/www.harborstone.com\/wph\/workarea\/wp-content\/uploads\/2023\/11\/icon-coach-192x192-01.png 192w, https:\/\/www.harborstone.com\/wph\/workarea\/wp-content\/uploads\/2023\/11\/icon-coach-192x192-01-150x150.png 150w' sizes='(max-width: 192px) 100vw, 192px' \/>\n          <\/figure>\n        <\/div>\n        <!--feature-image-->\n        <div class=\"feature-content\">\n          <div class=\"feature-content-text\">\n            <h3>Already Have a PNW Premier Account? Switching Is Simple.<\/h3>\n            <div class=\"feature-content-wysiwyg\">\n              \n\n<p>Are you a current PNW Premier Checking account member and would like to switch to PNW Cash Back Checking? <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Sign in to your online banking and chat with us.<\/li>\n\n\n\n<li>Give us a call at 1-800-523-3641.<\/li>\n\n\n\n<li>Stop into a <a href=\"https:\/\/www.harborstone.com\/locations\/\">Harborstone branch near you<\/a> to switch today!<\/li>\n<\/ul>\n\n            <\/div>\n          <\/div>\n          <!--feature-content-text-->\n        <\/div>\n        <!--feature-content-->\n      <\/div>\n      <!--feature-padding-->\n    <\/div>\n        \n        <\/div>\n        \n        <!--feature-wrap-->\n      <\/div>\n      <!--feature-zone-->\n    <\/div>\n    <!--band-->\n    \n\n\n<div style=\"height:59px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div ng-jq class=\"silvercloud-top-content-wrapper\" widget=\"649c33a7803e921a70f30825\" product=\"5cd2ec8e387f23505a6fae78\"><\/div>\n\n\n\n<p>Insured by NCUA. Membership is required for a Harborstone checking account and must include a savings account with a minimum $5 opening deposit. The PNW Cash Back Checking account requires a minimum $25 opening deposit. Debit card transactions earn 1% cash back on a maximum of $3,000 worth of transactions posted and cleared within that month, for a cap of $30 cash back per month, deposited directly into your account. Earning 1% cash back means you receive 1 cent back for every $1 you spend, so if you spend $100, you will get $1 in cash back. *One direct deposit or one ACH withdrawal made each month is required. Qualified transactions exclude unauthorized or fraudulent activity, ATM transactions, or purchases of cash equivalent (gift cards, money orders, etc.). This offer cannot be combined with any other offer, and there can be only one PNW Premier or PNW Cash Back account per Social Security number. Members may switch between PNW Cash Back and PNW Premier a maximum of two times per year, at which point the member must stay with the last chosen account for 365 days before they can switch again. Offers are subject to change at any time.<\/p>\n\n\n\n<p><em>**This does not include international ATMs, foreign ATM withdrawals, balance inquiries, and ATM deposit fees; Harborstone Credit Union is not responsible for surcharge fees assessed by ATM owners.<\/em><\/p>\n\n\n\n<p>Harborstone Credit Union, 9611 Gravelly Lake Dr. SW, Lakewood, WA 98499<\/p>\n\n\n\n<p><strong><em>Terms are effective March 24, 2026, and are subject to change.<\/em><\/strong><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"Insured by NCUA. Membership is required for a Harborstone checking account and must include a savings account with a minimum $5 opening deposit. The PNW Cash Back Checking account requires a minimum $25 opening deposit. Debit card transactions earn 1% cash back on a maximum of $3,000 worth of transactions posted and cleared within that [&hellip;]","protected":false},"author":12,"featured_media":0,"parent":8,"menu_order":4,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_lmt_disableupdate":"no","_lmt_disable":"","attr_excerpt":[],"attr_featured":[],"attr_hide_date":["false"],"attr_hide_hero":["false"],"footnotes":""},"class_list":["post-6705","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>PNW Cash Back FREE Checking - Harborstone Credit Union<\/title>\n<meta name=\"description\" content=\"Harborstone introduces PNW Cash Back, the best FREE cash back checking account in the Pacific Northwest. 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