{"id":8,"date":"2022-07-25T12:28:23","date_gmt":"2022-07-25T12:28:23","guid":{"rendered":""},"modified":"2026-04-02T01:10:41","modified_gmt":"2026-04-01T18:10:41","slug":"everyday-banking","status":"publish","type":"page","link":"https:\/\/www.harborstone.com\/wph\/workarea\/personal\/everyday-banking\/","title":{"rendered":"Everyday Banking"},"content":{"rendered":"\t\t
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Everyday Banking<\/h2>\n\t\t\t\n\n

No matter what stage of life you\u2019re in, Harborstone provides everyday banking tools that make it easy to manage your finances today, while planning for tomorrow. Wherever life takes you, we\u2019re standing by to help you reach your financial goals.<\/p>\n\n\t\t<\/div>\n\t\t

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Explore some of our key features:<\/span><\/h3>\n\t\t\t\n\t\t\t\t\n\t\t\t
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Personal Bankers<\/h3>\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t<\/a>\n\t\t\t\t\n\t\t\n\n\t\t\t\t\n\t\t\t
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Account Access<\/h3>\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t<\/a>\n\t\t\t\t\n\t\t\n\n\t\t\t\t\n\t\t\t
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Checking Accounts<\/h3>\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t<\/a>\n\t\t\t\t\n\t\t\n\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\n\n
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The staff are always pleasant, professional and engaging. They go above and beyond the moment you enter and exit the building. Harborstone Credit Union is a banking utopia! <\/h2>\n

Samuel, Member<\/strong><\/h3>\n <\/div>\n <\/div>\n \n <\/div>\n \n <\/div>\n \n <\/div>\n <\/div>\n <\/div>\n <\/div>\n \n \n\n
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Personal Bankers<\/h2>\n\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n \n\n
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At Your Service!<\/h3>\n
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Financial skills don\u2019t come easy for most of us. That\u2019s why we\u2019ve assembled a team of bankers who are specially trained and eager to help our members gain the skills and knowledge they need to achieve financial success and support short and long-term goals.<\/p>\n\n\n\n

Our Personal Bankers<\/strong> are ready to answer any questions you may have.<\/p>\n\n <\/div>\n <\/div>\n \n

\n Connect with a Personal Banker today<\/a>\n <\/div>\n \n <\/div>\n \n <\/div>\n \n <\/div>\n \n <\/div>\n \n <\/div>\n \n <\/div>\n \n \t\t\n\n\n
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Total access, anytime, anywhere.<\/h2>

Access your money from anywhere, at anytime. From online and mobile banking to telephone banking and in-branch services, we’ve got you covered.<\/h3><\/div> \n
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Online Banking<\/h3>

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Manage your money, pay bills or make transfers, all from the convenience of your home or favorite vacation spot.<\/p> <\/div>

Learn More<\/a> <\/div> <\/div> <\/div> <\/div>\n\n
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Mobile Banking<\/h3>

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From digital wallets to text banking, we’ll safely and securely help you manage your money on-the-go.<\/p> <\/div>

Learn More<\/a> <\/div> <\/div> <\/div> <\/div>\n\n
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Telephone Banking<\/h3>

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Check account balances, make loan payments, transfer funds and more with our 24-hour phone service.<\/p> <\/div>

Learn More<\/a> <\/div> <\/div> <\/div> <\/div>\n\n
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In-branch Banking<\/h3>

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With branches in 15 communities across the Puget Sound, we’re here to serve you in-person, at your convenience.<\/p> <\/div>

Learn More<\/a> <\/div> <\/div> <\/div> <\/div>\n\t\t
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Checking accounts as individual as you are.<\/h3>\n\n\n\n

Looking for a checking account with no monthly fee? Or one that teaches your teenager financial responsibility? Whatever your needs are, we\u2019ve got the right match for everyone.<\/p>\n\n\n\n

Competitive rates, easy-to-open accounts, and benefits like global ATM access, and free online banking \u2013 these are just a few perks you’ll get with our personal checking options.<\/p>\n\n\n\n

Open an account online, over the phone or in-branch.<\/p>\n\n\n\t\t\tView Rates and Terms<\/a>\n\t\t\t\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n \n\n\n

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PNW Cash Back<\/h2>\n <\/div>\n
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Earn 1% cash back on up to $3,000 in debit transactions for a maximum of $30 per month.<\/h3>\n \n
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Free checking account \u2013 no fees.<\/h3>\n <\/div>\n
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Spend on travel, groceries, gas, etc. \u2013 all categories count toward your cash back.<\/h3>\n <\/div>\n
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Requires just one qualification: one direct deposit or ACH withdrawal per month.<\/h3>\n <\/div>\n
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PNW Premier Checking<\/h2>\n <\/div>\n
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Our most popular account; earn interest on your everyday spending plus additional perks when you meet qualifications.<\/h3>\n \n
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No monthly service fees.<\/h3>\n <\/div>\n
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An easy-to-use tracker in your app to see your progress toward rewards.<\/h3>\n <\/div>\n
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Competitive APY on balances up to $4,000 when qualifications are met.<\/h3>\n <\/div>\n
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Free Checking<\/h2>\n <\/div>\n
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Earn tiered dividends on your entire balance, putting more cash in your account.<\/h3>\n \n
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No monthly service fees.<\/h3>\n <\/div>\n
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No Minimum Balance.<\/h3>\n <\/div>\n
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Up to 10 free withdrawals per month at any non-Harborstone, non-co-op ATM<\/h3>\n

$2 per withdrawal after that.<\/h4>\n <\/div>\n
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Free first box of basic checks.<\/h3>\n <\/div>\n
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Unlimited Potential Checking<\/h2>\n <\/div>\n
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We want to see everyone succeed in their finances. Allow us to help you get back on your feet with this non-traditional checking account that allows you to demonstrate success in your account relationship.<\/h3>\n \n
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$6.75 monthly service charge fee.<\/h3>\n <\/div>\n
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For members who have previously been denied a checking account.<\/h3>\n <\/div>\n
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Up to 10 free withdrawals per month at any non-Harborstone, non-co-op ATM<\/h3>\n

$2 per withdrawal after that.<\/h4>\n <\/div>\n
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\n Open Today<\/a>\n <\/div>\n \n <\/div>\n \n <\/div>\n \n <\/div>\n \n \n\n
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Wise55 Checking<\/h2>\n <\/div>\n
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Harborstone Credit Union is offering Wise55 for members who are 55 years and older.<\/h3>\n \n
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0.25% APY on your account balance<\/h3>\n

APY = Annual Percentage Yield<\/h4>\n <\/div>\n
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No annual fees<\/h3>\n <\/div>\n
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Two free boxes of checks every year<\/h3>\n <\/div>\n
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Teen Checking<\/h2>\n <\/div>\n
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We believe in kick-starting a healthy relationship with money at an early age. This special checking account teaches teens 13 to 17 the responsibility of managing their money wisely, and building those habits early. \n\nThis account must be opened in-branch.<\/h3>\n \n
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For members ages 13-17 (must have an adult as a joint account holder).<\/h3>\n <\/div>\n
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A regular savings account must be opened first.<\/h3>\n <\/div>\n
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Minimum opening balance of $25 and no minimum monthly balance or monthly fee.<\/h3>\n <\/div>\n
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Up to 10 free withdrawals per month at any non-Harborstone, non-co-op ATM<\/h3>\n

$2 per withdrawal after that.<\/h4>\n <\/div>\n
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Our Debit Perks<\/h2>\n

From safety and security to contactless convenience, our debit cards offer a suite of benefits to help you manage spending, all on your terms.<\/p>\n <\/div>\n

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