{"id":8237,"date":"2026-04-13T22:23:39","date_gmt":"2026-04-13T15:23:39","guid":{"rendered":"https:\/\/www.harborstone.com\/wph\/workarea\/?page_id=8237"},"modified":"2026-04-15T04:19:56","modified_gmt":"2026-04-14T21:19:56","slug":"special","status":"publish","type":"page","link":"https:\/\/www.harborstone.com\/wph\/workarea\/special\/","title":{"rendered":"Limited-Time Earn Up to 3.85% APY"},"content":{"rendered":"\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-earn-up-to-3-85-apy-1-2\">Earn up to 3.85% APY<sup>1,2<\/sup><\/h2>\n\n\n        <div class=\"band content-fullwidth\">\n      <div class=\"zone zone-testimonials-7\">\n        <div class=\"feature-wrap\">\n          <div class=\"feature \">\n            <div class=\"feature-padding\">\n                            <div class=\"feature-image\">\n                <figure class=\"feature-image-inner\">\n                  <img src='https:\/\/www.harborstone.com\/wph\/workarea\/wp-content\/uploads\/2026\/04\/Digital-PosterImg-20-600x600.jpg' srcset='https:\/\/www.harborstone.com\/wph\/workarea\/wp-content\/uploads\/2026\/04\/Digital-PosterImg-20-600x600.jpg 600w, https:\/\/www.harborstone.com\/wph\/workarea\/wp-content\/uploads\/2026\/04\/Digital-PosterImg-20-150x150.jpg 150w' sizes='(max-width: 600px) 100vw, 600px' \/>\n                <\/figure>\n              <\/div>\n              <!--feature-image-->\n                            <div class=\"feature-content\">\n                <div class=\"feature-content-text\">\n                                    <h3>11-Month Certificate Special<\/h3>\n                                    <div class=\"feature-content-wysiwyg\">\n                    \n\n<ul class=\"wp-block-list\">\n<li>For a limited time, earn 3.85% Annual Percentage Yield (APY)<sup>1<\/sup> when you open online<sup>2<\/sup> with:\n<ul class=\"wp-block-list\">\n<li>New money<sup>\u2020<\/sup><\/li>\n\n\n\n<li>Have or open a PNW Cash Back or PNW Premier checking account<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>$500 minimum deposit<\/li>\n<\/ul>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\t\t\t<a  class='btn btn-1' href='https:\/\/www.harborstone.com\/dbank\/live\/app\/ql\/all\/c7568846cc' target='_blank' rel='noopener noreferrer'>Existing Members Login to Open<\/a>\n\t\t\t\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\t\t\t<a  class='btn btn-1' href='https:\/\/openaccount.oao.harborstone.com\/#\/product-selector' target='_blank' rel='noopener noreferrer'>New Members Open Online<\/a>\n\t\t\t\n                  <\/div>\n                <\/div>\n                <!--feature-content-text-->\n                              <\/div>\n              <!--feature-content-->\n            <\/div>\n            <!--feature-padding-->\n          <\/div>\n          <!--feature-->\n        <\/div>\n        <!--feature-wrap-->\n      <\/div>\n      <!--feature-zone-->\n    <\/div>\n    <!--band-testimonials -->\n    \t\t\n\n        <div class=\"band content-fullwidth\">\n      <div class=\"zone zone-testimonials-7 image-right\">\n        <div class=\"feature-wrap\">\n          <div class=\"feature \">\n            <div class=\"feature-padding\">\n                            <div class=\"feature-image\">\n                <figure class=\"feature-image-inner\">\n                  <img src='https:\/\/www.harborstone.com\/wph\/workarea\/wp-content\/uploads\/2026\/04\/Artboard-11-600x600.png' srcset='https:\/\/www.harborstone.com\/wph\/workarea\/wp-content\/uploads\/2026\/04\/Artboard-11-600x600.png 600w, https:\/\/www.harborstone.com\/wph\/workarea\/wp-content\/uploads\/2026\/04\/Artboard-11-300x300.png 300w, https:\/\/www.harborstone.com\/wph\/workarea\/wp-content\/uploads\/2026\/04\/Artboard-11-1024x1024.png 1024w, https:\/\/www.harborstone.com\/wph\/workarea\/wp-content\/uploads\/2026\/04\/Artboard-11-150x150.png 150w, https:\/\/www.harborstone.com\/wph\/workarea\/wp-content\/uploads\/2026\/04\/Artboard-11-768x768.png 768w, https:\/\/www.harborstone.com\/wph\/workarea\/wp-content\/uploads\/2026\/04\/Artboard-11-400x400.png 400w, https:\/\/www.harborstone.com\/wph\/workarea\/wp-content\/uploads\/2026\/04\/Artboard-11.png 1236w' sizes='(max-width: 600px) 100vw, 600px' \/>\n                <\/figure>\n              <\/div>\n              <!--feature-image-->\n                            <div class=\"feature-content\">\n                <div class=\"feature-content-text\">\n                                    <h3>Secure Your Happily Ever After<\/h3>\n                                    <div class=\"feature-content-wysiwyg\">\n                    \n\n<p>Secure your money with a <strong>standard certificate<\/strong>. <strong>Your money is insured up to at least $250,000.<\/strong> Secure your happily ever after while your money grows safe and sound.<\/p>\n\n\n\n<p>Open a standard certificate online using the buttons below.<\/p>\n\n\n\n<p>For assistance, you may also call us at <a href=\"tel:1-800-523-3641\">1-800-523-3641<\/a> or chat with us online by clicking the chat icon in the bottom right of your screen.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.harborstone.com\/wph\/workarea\/wp-content\/uploads\/2026\/04\/SpecialTISAConsumer-Cert4-13-26-ONLINE.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View our current rates here.<\/a><\/p>\n\n\n\t\t\t<a  class='btn btn-1' href='https:\/\/www.harborstone.com\/dbank\/live\/app\/ql\/all\/c7568846cc' target='_blank' rel='noopener noreferrer'>Existing Members Login to Open<\/a>\n\t\t\t\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\t\t\t<a  class='btn btn-1' href='https:\/\/openaccount.oao.harborstone.com\/?utm_source=2#\/product-selector' target='_blank' rel='noopener noreferrer'>New Members Open Online<\/a>\n\t\t\t\n                  <\/div>\n                <\/div>\n                <!--feature-content-text-->\n                              <\/div>\n              <!--feature-content-->\n            <\/div>\n            <!--feature-padding-->\n          <\/div>\n          <!--feature-->\n        <\/div>\n        <!--feature-wrap-->\n      <\/div>\n      <!--feature-zone-->\n    <\/div>\n    <!--band-testimonials -->\n    \t\t\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\">Disclosures<\/h4>\n\n\n\n<p>Insured by NCUA. APY = annual percentage yield. The 11-month certificate special earns as follows: 3.50% APY for all accounts; <sup>1<\/sup>an additional 0.25% APY with a Harborstone checking account (for a total 3.75% APY); <sup>2<\/sup>an additional 0.10% APY when you open online (for a total 3.85% APY). Standard certificates are open to personal and business accounts. Personal standard certificates can be opened online, over the phone, or in person. Personal IRA certificates and business certificates must be opened at a Harborstone branch location and do not qualify for the additional 0.10% APY for opening online. Early-withdrawal penalties may apply. Minimum balance is $500 with a maximum $1,000,000 deposit cap. Certificate specials require new money.<sup>\u2020<\/sup> Fees may reduce earnings. New membership must include a savings account with a minimum $5 opening balance. Your savings are federally insured to at least $250,000. This special is available between April 13, 2026, and June 5, 2026, and the rates are subject to discontinuation at any time.<\/p>\n\n\n\n<p><sup><sup>\u2020<\/sup><\/sup>New money is defined as money not on deposit with Harborstone.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p><a id=\"_msocom_1\"><\/a><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"Earn up to 3.85% APY1,2 Disclosures Insured by NCUA. APY = annual percentage yield. The 11-month certificate special earns as follows: 3.50% APY for all accounts; 1an additional 0.25% APY with a Harborstone checking account (for a total 3.75% APY); 2an additional 0.10% APY when you open online (for a total 3.85% APY). Standard certificates [&hellip;]","protected":false},"author":28,"featured_media":0,"parent":0,"menu_order":20,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_lmt_disableupdate":"","_lmt_disable":"","attr_excerpt":[],"attr_featured":[],"attr_hide_date":["false"],"attr_hide_hero":["false"],"footnotes":""},"class_list":["post-8237","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Limited-Time Earn Up to 3.85% APY - Harborstone Credit Union<\/title>\n<meta name=\"description\" content=\"Earn up to 3.85% APY1,2 For a limited time, earn 3.85% Annual Percentage Yield (APY)1 when you open online2 with: New money\u2020 Have or open a PNW Cash Back\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.harborstone.com\/wph\/workarea\/special\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Limited-Time Earn Up to 3.85% APY\" \/>\n<meta property=\"og:description\" content=\"Earn up to 3.85% APY1,2 For a limited time, earn 3.85% Annual Percentage Yield (APY)1 when you open online2 with: New money\u2020 Have or open a PNW Cash Back\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.harborstone.com\/wph\/workarea\/special\/\" \/>\n<meta property=\"og:site_name\" content=\"Harborstone Credit Union\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Harborstone\/\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-14T21:19:56+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@harborstone\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.harborstone.com\/wph\/workarea\/special\/\",\"url\":\"https:\/\/www.harborstone.com\/wph\/workarea\/special\/\",\"name\":\"Limited-Time Earn Up to 3.85% APY - 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