{"id":8379,"date":"2026-05-04T23:29:23","date_gmt":"2026-05-04T16:29:23","guid":{"rendered":"https:\/\/www.harborstone.com\/wph\/workarea\/?page_id=8379"},"modified":"2026-05-04T23:29:57","modified_gmt":"2026-05-04T16:29:57","slug":"800-2","status":"publish","type":"page","link":"https:\/\/www.harborstone.com\/wph\/workarea\/800-2\/","title":{"rendered":"Home Loan $800 Closing Credit"},"content":{"rendered":"        <div class=\"band content-fullwidth\">\n      <div class=\"zone zone-testimonials-7\">\n        <div class=\"feature-wrap\">\n          <div class=\"feature \">\n            <div class=\"feature-padding\">\n                            <div class=\"feature-image\">\n                <figure class=\"feature-image-inner\">\n                  <img src='https:\/\/www.harborstone.com\/wph\/workarea\/wp-content\/uploads\/2026\/04\/AdobeStock601874987-600x600.jpeg' srcset='https:\/\/www.harborstone.com\/wph\/workarea\/wp-content\/uploads\/2026\/04\/AdobeStock601874987-600x600.jpeg 600w, https:\/\/www.harborstone.com\/wph\/workarea\/wp-content\/uploads\/2026\/04\/AdobeStock601874987-150x150.jpeg 150w' sizes='(max-width: 600px) 100vw, 600px' \/>\n                <\/figure>\n              <\/div>\n              <!--feature-image-->\n                            <div class=\"feature-content\">\n                <div class=\"feature-content-text\">\n                                    <h3>Enjoy an $800* Closing Credit on Qualifying Loans<\/h3>\n                                    <div class=\"feature-content-wysiwyg\">\n                    \n\n<p>We&#8217;re here to support your home loan with an $800<sup>*<\/sup> closing credit. It&#8217;s automatically applied when you <strong>close by August 31, 2026<\/strong>. No physical coupon necessary.<\/p>\n\n\n\n<p>Qualified conventional home loans\u00b9 are:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Purchase<\/li>\n\n\n\n<li>Refinance<\/li>\n\n\n\n<li>Cash-Out Refinance<\/li>\n<\/ul>\n\n\n\n<p><sup>\u00b9<\/sup>Not valid on VA, USDA, and FHA loans.<\/p>\n\n\n\t\t\t<a  class='btn btn-1' href='https:\/\/homeloans.harborstone.com\/#\/journey' target='_self' rel='noopener noreferrer'>Apply Now<\/a>\n\t\t\t\n\n\t\t\t<a  class='btn btn-1' href='#learn' target='_self' rel='noopener noreferrer'>Learn More<\/a>\n\t\t\t\n                  <\/div>\n                <\/div>\n                <!--feature-content-text-->\n                              <\/div>\n              <!--feature-content-->\n            <\/div>\n            <!--feature-padding-->\n          <\/div>\n          <!--feature-->\n        <\/div>\n        <!--feature-wrap-->\n      <\/div>\n      <!--feature-zone-->\n    <\/div>\n    <!--band-testimonials -->\n    \t\t\n\n        <div class=\"band content-fullwidth\">\n      <div class=\"zone zone-testimonials-7 image-right\">\n        <div class=\"feature-wrap\">\n          <div class=\"feature \">\n            <div class=\"feature-padding\">\n                            <div class=\"feature-image\">\n                <figure class=\"feature-image-inner\">\n                  <img src='https:\/\/www.harborstone.com\/wph\/workarea\/wp-content\/uploads\/2026\/04\/AdobeStock601260447-600x600.jpeg' srcset='https:\/\/www.harborstone.com\/wph\/workarea\/wp-content\/uploads\/2026\/04\/AdobeStock601260447-600x600.jpeg 600w, https:\/\/www.harborstone.com\/wph\/workarea\/wp-content\/uploads\/2026\/04\/AdobeStock601260447-150x150.jpeg 150w' sizes='(max-width: 600px) 100vw, 600px' \/>\n                <\/figure>\n              <\/div>\n              <!--feature-image-->\n                            <div class=\"feature-content\">\n                <div class=\"feature-content-text\">\n                                    <h3>Contact Us<\/h3>\n                                    <div class=\"feature-content-wysiwyg\">\n                    \n\n<p>Owning a home is likely the biggest investment of your life. Whether you\u2019re purchasing a new home, leveraging your current home\u2019s equity, or selling your home, we can help!<\/p>\n\n\n\n<p>Contact our team using the button below.<\/p>\n\n\n\t\t\t<a  class='btn btn-1' href='mailto:mortgages@harborstone.com' target='_self' rel='noopener noreferrer'>Contact Us<\/a>\n\t\t\t\n\n\n                  <\/div>\n                <\/div>\n                <!--feature-content-text-->\n                              <\/div>\n              <!--feature-content-->\n            <\/div>\n            <!--feature-padding-->\n          <\/div>\n          <!--feature-->\n        <\/div>\n        <!--feature-wrap-->\n      <\/div>\n      <!--feature-zone-->\n    <\/div>\n    <!--band-testimonials -->\n    \t\t\n\n        <div id=\"learn\" class=\"band content-fullwidth\">\n      <div class=\"zone zone-testimonials-7\">\n        <div class=\"feature-wrap\">\n          <div class=\"feature \">\n            <div class=\"feature-padding\">\n                            <div class=\"feature-image\">\n                <figure class=\"feature-image-inner\">\n                  <img src='https:\/\/www.harborstone.com\/wph\/workarea\/wp-content\/uploads\/2026\/04\/AdobeStock602848319-600x600.jpeg' srcset='https:\/\/www.harborstone.com\/wph\/workarea\/wp-content\/uploads\/2026\/04\/AdobeStock602848319-600x600.jpeg 600w, https:\/\/www.harborstone.com\/wph\/workarea\/wp-content\/uploads\/2026\/04\/AdobeStock602848319-150x150.jpeg 150w' sizes='(max-width: 600px) 100vw, 600px' \/>\n                <\/figure>\n              <\/div>\n              <!--feature-image-->\n                            <div class=\"feature-content\">\n                <div class=\"feature-content-text\">\n                                    <h3>Conventional Home Loan\u00b9 Options<\/h3>\n                                    <div class=\"feature-content-wysiwyg\">\n                    \n\n<p><strong>Purchase<\/strong><\/p>\n\n\n\n<p>These loans have an interest rate that adjusts with the market or is fixed for the life of the loan. It\u2019s the home loan that\u2019s easiest to understand. Plus, you have some options with the terms, so you can design a conventional loan that\u2019s right for you.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A fixed-rate option&nbsp;\u2013 do you plan on staying in this home for a longer period of time? Then a fixed rate might be right for you, locking in the rate for the length of the loan.<\/li>\n\n\n\n<li>Adjustable-rate options&nbsp;\u2013 many times you can get a lower rate with an adjustable-rate loan. And you can choose the length of time before the loan adjusts.<\/li>\n\n\n\n<li>A choice of loan lengths&nbsp;\u2013 you can decide the length of loan that\u2019s right for you\u2014 usually from 15 to 30 years.<\/li>\n<\/ul>\n\n\n\n<p><strong>Refinancing<\/strong><\/p>\n\n\n\n<p>We offer refinance options designed to meet a variety of personal and financial goals. Our home loan experts will work with you to find the refi program that fits your needs.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You may be able to lower your mortgage interest rate depending on your current rate and the new rate you apply for.<\/li>\n<\/ul>\n\n\n\n<p><strong>Cash-Out Refinance<\/strong><\/p>\n\n\n\n<p>A Cash-Out Refinance loan can turn your home\u2019s equity into cash by replacing your current mortgage with a new loan.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Minimize your cost to borrow. Cash-out refinances often have lower rates than home equity loans, personal loans, and credit cards.<\/li>\n<\/ul>\n\n\n\n<p><sup>\u00b9<\/sup>Not valid on VA, USDA, and FHA loans.<\/p>\n\n\n\t\t\t<a  class='btn btn-1' href='https:\/\/homeloans.harborstone.com\/#\/journey' target='_self' rel='noopener noreferrer'>Apply Now<\/a>\n\t\t\t\n\n\t\t\t<a  class='btn btn-1' href='https:\/\/www.harborstone.com\/personal\/home-loan\/' target='_self' rel='noopener noreferrer'>Learn More<\/a>\n\t\t\t\n                  <\/div>\n                <\/div>\n                <!--feature-content-text-->\n                              <\/div>\n              <!--feature-content-->\n            <\/div>\n            <!--feature-padding-->\n          <\/div>\n          <!--feature-->\n        <\/div>\n        <!--feature-wrap-->\n      <\/div>\n      <!--feature-zone-->\n    <\/div>\n    <!--band-testimonials -->\n    \t\t\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>NMLS: #401533 |&nbsp;<a href=\"https:\/\/www.nmlsconsumeraccess.org\/\">NMLS Registry<\/a><\/strong><\/p>\n\n\n\n<p><strong>Disclosures: <\/strong><\/p>\n\n\n\n<p><sup>*<\/sup>$800.00 credit towards loan closing costs will be issued as a Lender Credit at the time of loan closing. Valid only on conventional home loan purchase and refinance applications received between April 1, 2026, and August 31, 2026, for loan amounts of $50,000 minimum and $2,000,000 maximum. Not valid with any other offer. Limit one credit per loan transaction. Applicants are responsible for loan costs incurred if the loan does not close and\/or is not funded by Harborstone Credit Union. This offer cannot be retroactively applied to previously closed loans or loan applications that were already in process earlier than April 1, 2026. Credit may not be redeemed for cash or equivalent. All loans are subject to credit approval. Other fees and restrictions may apply.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"NMLS: #401533 |&nbsp;NMLS Registry Disclosures: *$800.00 credit towards loan closing costs will be issued as a Lender Credit at the time of loan closing. Valid only on conventional home loan purchase and refinance applications received between April 1, 2026, and August 31, 2026, for loan amounts of $50,000 minimum and $2,000,000 maximum. Not valid with [&hellip;]","protected":false},"author":28,"featured_media":0,"parent":0,"menu_order":3,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_lmt_disableupdate":"","_lmt_disable":"","attr_excerpt":[],"attr_featured":[],"attr_hide_date":["false"],"attr_hide_hero":["false"],"footnotes":""},"class_list":["post-8379","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Home Loan $800 Closing Credit - Harborstone Credit Union<\/title>\n<meta name=\"description\" content=\"We&#039;re here to support your home loan with an $800* closing credit. It&#039;s automatically applied when you close by August 31, 2026. No physical coupon\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.harborstone.com\/800-2\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Home Loan $800 Closing Credit\" \/>\n<meta property=\"og:description\" content=\"We&#039;re here to support your home loan with an $800* closing credit. It&#039;s automatically applied when you close by August 31, 2026. No physical coupon\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.harborstone.com\/800-2\/\" \/>\n<meta property=\"og:site_name\" content=\"Harborstone Credit Union\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Harborstone\/\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-04T16:29:57+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@harborstone\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.harborstone.com\/800-2\/\",\"url\":\"https:\/\/www.harborstone.com\/800-2\/\",\"name\":\"Home Loan $800 Closing Credit - Harborstone Credit Union\",\"isPartOf\":{\"@id\":\"https:\/\/www.harborstone.com\/#website\"},\"datePublished\":\"2026-05-04T16:29:23+00:00\",\"dateModified\":\"2026-05-04T16:29:57+00:00\",\"description\":\"We're here to support your home loan with an $800* closing credit. It's automatically applied when you close by August 31, 2026. No physical coupon\",\"breadcrumb\":{\"@id\":\"https:\/\/www.harborstone.com\/800-2\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.harborstone.com\/800-2\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.harborstone.com\/800-2\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.harborstone.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Home Loan $800 Closing Credit\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.harborstone.com\/#website\",\"url\":\"https:\/\/www.harborstone.com\/\",\"name\":\"Harborstone Credit Union\",\"description\":\"It\u2019s the relationships that make our work meaningful.\",\"publisher\":{\"@id\":\"https:\/\/www.harborstone.com\/#organization\"},\"alternateName\":\"Harborstone\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.harborstone.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.harborstone.com\/#organization\",\"name\":\"Harborstone Credit Union\",\"alternateName\":\"Harborstone\",\"url\":\"https:\/\/www.harborstone.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.harborstone.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.harborstone.com\/wp-content\/uploads\/2024\/05\/harborstone-credit-union-logo.jpg\",\"contentUrl\":\"https:\/\/www.harborstone.com\/wp-content\/uploads\/2024\/05\/harborstone-credit-union-logo.jpg\",\"width\":1200,\"height\":324,\"caption\":\"Harborstone Credit Union\"},\"image\":{\"@id\":\"https:\/\/www.harborstone.com\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/Harborstone\/\",\"https:\/\/x.com\/harborstone\",\"https:\/\/www.instagram.com\/harborstonecu\/\",\"https:\/\/www.linkedin.com\/company\/harborstonecu\"]}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Home Loan $800 Closing Credit - Harborstone Credit Union","description":"We're here to support your home loan with an $800* closing credit. It's automatically applied when you close by August 31, 2026. No physical coupon","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.harborstone.com\/800-2\/","og_locale":"en_US","og_type":"article","og_title":"Home Loan $800 Closing Credit","og_description":"We're here to support your home loan with an $800* closing credit. It's automatically applied when you close by August 31, 2026. No physical coupon","og_url":"https:\/\/www.harborstone.com\/800-2\/","og_site_name":"Harborstone Credit Union","article_publisher":"https:\/\/www.facebook.com\/Harborstone\/","article_modified_time":"2026-05-04T16:29:57+00:00","twitter_card":"summary_large_image","twitter_site":"@harborstone","twitter_misc":{"Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.harborstone.com\/800-2\/","url":"https:\/\/www.harborstone.com\/800-2\/","name":"Home Loan $800 Closing Credit - Harborstone Credit Union","isPartOf":{"@id":"https:\/\/www.harborstone.com\/#website"},"datePublished":"2026-05-04T16:29:23+00:00","dateModified":"2026-05-04T16:29:57+00:00","description":"We're here to support your home loan with an $800* closing credit. It's automatically applied when you close by August 31, 2026. No physical coupon","breadcrumb":{"@id":"https:\/\/www.harborstone.com\/800-2\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.harborstone.com\/800-2\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.harborstone.com\/800-2\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.harborstone.com\/"},{"@type":"ListItem","position":2,"name":"Home Loan $800 Closing Credit"}]},{"@type":"WebSite","@id":"https:\/\/www.harborstone.com\/#website","url":"https:\/\/www.harborstone.com\/","name":"Harborstone Credit Union","description":"It\u2019s the relationships that make our work meaningful.","publisher":{"@id":"https:\/\/www.harborstone.com\/#organization"},"alternateName":"Harborstone","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.harborstone.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.harborstone.com\/#organization","name":"Harborstone Credit Union","alternateName":"Harborstone","url":"https:\/\/www.harborstone.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.harborstone.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.harborstone.com\/wp-content\/uploads\/2024\/05\/harborstone-credit-union-logo.jpg","contentUrl":"https:\/\/www.harborstone.com\/wp-content\/uploads\/2024\/05\/harborstone-credit-union-logo.jpg","width":1200,"height":324,"caption":"Harborstone Credit Union"},"image":{"@id":"https:\/\/www.harborstone.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/Harborstone\/","https:\/\/x.com\/harborstone","https:\/\/www.instagram.com\/harborstonecu\/","https:\/\/www.linkedin.com\/company\/harborstonecu"]}]}},"_links":{"self":[{"href":"https:\/\/www.harborstone.com\/wph\/workarea\/wp-json\/wp\/v2\/pages\/8379","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.harborstone.com\/wph\/workarea\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.harborstone.com\/wph\/workarea\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.harborstone.com\/wph\/workarea\/wp-json\/wp\/v2\/users\/28"}],"replies":[{"embeddable":true,"href":"https:\/\/www.harborstone.com\/wph\/workarea\/wp-json\/wp\/v2\/comments?post=8379"}],"version-history":[{"count":31,"href":"https:\/\/www.harborstone.com\/wph\/workarea\/wp-json\/wp\/v2\/pages\/8379\/revisions"}],"predecessor-version":[{"id":8463,"href":"https:\/\/www.harborstone.com\/wph\/workarea\/wp-json\/wp\/v2\/pages\/8379\/revisions\/8463"}],"wp:attachment":[{"href":"https:\/\/www.harborstone.com\/wph\/workarea\/wp-json\/wp\/v2\/media?parent=8379"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}