{"id":6435,"date":"2025-03-28T03:48:20","date_gmt":"2025-03-27T20:48:20","guid":{"rendered":"https:\/\/www.harborstone.com\/wph\/workarea\/?p=6435"},"modified":"2025-03-28T03:48:55","modified_gmt":"2025-03-27T20:48:55","slug":"is-your-vacation-rental-legit","status":"publish","type":"post","link":"https:\/\/www.harborstone.com\/wph\/workarea\/is-your-vacation-rental-legit\/","title":{"rendered":"Is Your Vacation Rental Legit?"},"content":{"rendered":"\n<p>Before you book that beachfront bungalow, make sure it is what it seems.<\/p>\n\n\n\n<p><strong>The scam:<\/strong> Con artists pretend to own an appealing vacation rental and get you to pay them a deposit or the full amount in advance, but the property doesn\u2019t exist, isn\u2019t available to rent, or isn\u2019t as nice as it\u2019s portrayed.<\/p>\n\n\n\n<p><strong>How it works:<\/strong> There are a few variations of this scheme. The scammer may create a fake listing online or even take over a legitimate account on rental sites like Airbnb or VRBO. When a guest books, the scammer collects a deposit or full payment and stops communicating; the guest is left without a reservation.<\/p>\n\n\n\n<p><strong>Other tricks:<\/strong> A scammer really does have a property, but they double book it so two or more guests pay for a reservation. The guest who arrives first takes possession; the other is left to fend for themself. Or an owner uses photos and descriptions that don\u2019t match reality \u2014 so the dream vacation rental turns out to be a substandard disappointment.<\/p>\n\n\n\n<p><strong>Warning signs<\/strong><\/p>\n\n\n\n<p>Here are some rental red flags:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Pressure to pay quickly<\/li>\n\n\n\n<li>A request for unusual or difficult-to-recover payment methods (wire transfer, cryptocurrency, cash)<\/li>\n\n\n\n<li>A host who is evasive or lacks basic language skills<\/li>\n\n\n\n<li>A too-good-to-be-true low price<\/li>\n\n\n\n<li>Vague details about the listing<\/li>\n\n\n\n<li>A lack of reviews (or reviews that don\u2019t ring true)<\/li>\n\n\n\n<li>No physical address or incorrect address after booking<\/li>\n<\/ul>\n\n\n\n<p><strong>Protect yourself<\/strong><\/p>\n\n\n\n<p>Take these steps to minimize your risk:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Keep in mind: <strong>Fake listings are more common on third-party marketplace sites<\/strong>, such as Craigslist. You have no protection here.<\/li>\n\n\n\n<li>If possible, <strong>use established, reputable vacation rental platforms<\/strong> to book, and <strong>confine all communication with the host to that platform.<\/strong> (You lose the site\u2019s protection if you circumvent the system, and many scammers try to lure you to text or email so that you have no recourse against the fraud.)<\/li>\n\n\n\n<li><strong>Interact with your host.<\/strong> Using established channels, inquire about the rental and\/or local attractions. If you can\u2019t reach the host or they are evasive, proceed with caution.<\/li>\n\n\n\n<li><strong>Use a secure method to pay<\/strong> and pay through the rental platform\u2019s system, if applicable.<\/li>\n\n\n\n<li><strong>When in doubt, opt out. <\/strong>If something seems off, trust your gut and look for a different place to rent.<\/li>\n<\/ul>\n\n\n\n<p>If you do discover your rental isn\u2019t real, report the scam immediately to the rental platform, if you used one. Contact your credit union to try to stop the transaction. File a report with local authorities and the <a href=\"https:\/\/consumer.ftc.gov\/articles\/rental-listing-scams#evaluate\">Federal Trade Commission<\/a>.<\/p>\n\n\n\n<p>Happy travels!<\/p>\n","protected":false},"excerpt":{"rendered":"Before you book that beachfront bungalow, make sure it is what it seems. The scam: Con artists pretend to own an appealing vacation rental and get you to pay them a deposit or the full amount in advance, but the property doesn\u2019t exist, isn\u2019t available to rent, or isn\u2019t as nice as it\u2019s portrayed. How [&hellip;]","protected":false},"author":28,"featured_media":6440,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","attr_excerpt":[""],"attr_featured":["true"],"attr_hide_date":["false"],"attr_hide_hero":["false"],"footnotes":""},"categories":[5],"tags":[],"class_list":["post-6435","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-security"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Is Your Vacation Rental Legit? - Harborstone Credit Union<\/title>\n<meta name=\"description\" content=\"Before you book that beachfront bungalow, make sure it is what it seems. The scam: Con artists pretend to own an appealing vacation rental and get you to\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.harborstone.com\/wph\/workarea\/is-your-vacation-rental-legit\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Is Your Vacation Rental Legit?\" \/>\n<meta property=\"og:description\" content=\"Before you book that beachfront bungalow, make sure it is what it seems. The scam: Con artists pretend to own an appealing vacation rental and get you to\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.harborstone.com\/wph\/workarea\/is-your-vacation-rental-legit\/\" \/>\n<meta property=\"og:site_name\" content=\"Harborstone Credit Union\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Harborstone\/\" \/>\n<meta property=\"article:published_time\" content=\"2025-03-27T20:48:20+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-03-27T20:48:55+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.harborstone.com\/wph\/workarea\/wp-content\/uploads\/2025\/03\/VacationScamWarning-1.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"800\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Max Reetz\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@harborstone\" \/>\n<meta name=\"twitter:site\" content=\"@harborstone\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Max Reetz\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.harborstone.com\/wph\/workarea\/is-your-vacation-rental-legit\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.harborstone.com\/wph\/workarea\/is-your-vacation-rental-legit\/\"},\"author\":{\"name\":\"Max Reetz\",\"@id\":\"https:\/\/www.harborstone.com\/wph\/workarea\/#\/schema\/person\/9b0c983944bc867125d51d84069b9747\"},\"headline\":\"Is Your Vacation Rental Legit?\",\"datePublished\":\"2025-03-27T20:48:20+00:00\",\"dateModified\":\"2025-03-27T20:48:55+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.harborstone.com\/wph\/workarea\/is-your-vacation-rental-legit\/\"},\"wordCount\":431,\"publisher\":{\"@id\":\"https:\/\/www.harborstone.com\/wph\/workarea\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.harborstone.com\/wph\/workarea\/is-your-vacation-rental-legit\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.harborstone.com\/wph\/workarea\/wp-content\/uploads\/2025\/03\/VacationScamWarning-1.png\",\"articleSection\":[\"Security\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.harborstone.com\/wph\/workarea\/is-your-vacation-rental-legit\/\",\"url\":\"https:\/\/www.harborstone.com\/wph\/workarea\/is-your-vacation-rental-legit\/\",\"name\":\"Is Your Vacation Rental Legit? - Harborstone Credit Union\",\"isPartOf\":{\"@id\":\"https:\/\/www.harborstone.com\/wph\/workarea\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.harborstone.com\/wph\/workarea\/is-your-vacation-rental-legit\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.harborstone.com\/wph\/workarea\/is-your-vacation-rental-legit\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.harborstone.com\/wph\/workarea\/wp-content\/uploads\/2025\/03\/VacationScamWarning-1.png\",\"datePublished\":\"2025-03-27T20:48:20+00:00\",\"dateModified\":\"2025-03-27T20:48:55+00:00\",\"description\":\"Before you book that beachfront bungalow, make sure it is what it seems. 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