{"id":7598,"date":"2025-11-25T23:41:59","date_gmt":"2025-11-25T16:41:59","guid":{"rendered":"https:\/\/www.harborstone.com\/wph\/workarea\/?p=7598"},"modified":"2025-11-25T23:42:48","modified_gmt":"2025-11-25T16:42:48","slug":"youre-a-beneficiary-scam","status":"publish","type":"post","link":"https:\/\/www.harborstone.com\/wph\/workarea\/youre-a-beneficiary-scam\/","title":{"rendered":"&#8220;You&#8217;re a Beneficiary!&#8221; Scam"},"content":{"rendered":"\n<p><strong>\u201cYou\u2019ve been named a beneficiary!\u201d (Don\u2019t fall for it.)<\/strong><\/p>\n\n\n\n<p>Imagine getting a message saying you\u2019ve inherited a huge fortune from a long-lost relative. It sounds exciting. Maybe you picture paying off bills, buying a new car or taking that dream vacation. But before you celebrate, know this: It\u2019s almost certainly a scam.<\/p>\n\n\n\n<p>Scammers use messages like these to trick people into giving away money or personal details. But the only thing real about such a message is that it\u2019s a scheme to take your money or steal your identity.<\/p>\n\n\n\n<p><strong>How it works:<\/strong> You get a text, email, letter or phone call telling you you\u2019re entitled to an inheritance. The message looks official and may even include fake legal documents, a reference to legitimate government agencies, or the name of a supposed lawyer or financial institution handling your case.<\/p>\n\n\n\n<p>For you to claim the money, the scammer may ask for personal details such as your full name, address, birth date, marital status, Social Security number, or bank information. They may also tell you that you\u2019ll need to pay certain fees, such as taxes, transfer costs, or legal processing charges.<\/p>\n\n\n\n<p>Once you share that information or send money, the scammer disappears, and your check is <strong>not<\/strong> in the mail.<\/p>\n\n\n\n<p><strong>Watch for the warning signs<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Unexpected contact:<\/strong> You suddenly hear from someone claiming a relative or fund you\u2019ve never heard of.<\/li>\n\n\n\n<li><strong>Requests for payment:<\/strong> Real inheritances never require you to pay fees up front. Taxes or legal costs are handled through proper channels after funds are verified.<\/li>\n\n\n\n<li><strong>Pressure or secrecy:<\/strong> Scammers may tell you to act fast or keep it confidential. This prevents you from checking with someone you trust.<\/li>\n\n\n\n<li><strong>Requests for personal information:<\/strong> Never share private details with strangers or through links in texts or emails.<\/li>\n<\/ul>\n\n\n\n<p><strong>What to do if you\u2019re targeted<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Ignore it:<\/strong> Do not reply to the message or click on any links.<\/li>\n\n\n\n<li><strong>Never send money or share information.<\/strong><\/li>\n\n\n\n<li><strong>Check with a trusted professional<\/strong> like a lawyer or financial advisor if you\u2019re unsure.<\/li>\n\n\n\n<li><strong>Report it:<\/strong> Notify your local consumer protection agency or the Federal Trade Commission so it can investigate.<\/li>\n<\/ul>\n\n\n\n<p>Remember, if it sounds too good to be true, it probably is.<\/p>\n","protected":false},"excerpt":{"rendered":"\u201cYou\u2019ve been named a beneficiary!\u201d (Don\u2019t fall for it.) Imagine getting a message saying you\u2019ve inherited a huge fortune from a long-lost relative. It sounds exciting. Maybe you picture paying off bills, buying a new car or taking that dream vacation. But before you celebrate, know this: It\u2019s almost certainly a scam. Scammers use messages [&hellip;]","protected":false},"author":28,"featured_media":7599,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","attr_excerpt":[""],"attr_featured":["true"],"attr_hide_date":["false"],"attr_hide_hero":["false"],"footnotes":""},"categories":[5],"tags":[],"class_list":["post-7598","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-security"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>&quot;You&#039;re a Beneficiary!&quot; Scam - Harborstone Credit Union<\/title>\n<meta name=\"description\" content=\"\u201cYou\u2019ve been named a beneficiary!\u201d (Don\u2019t fall for it.) Imagine getting a message saying you\u2019ve inherited a huge fortune from a long-lost relative. 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