{"id":8617,"date":"2026-05-16T00:54:55","date_gmt":"2026-05-15T17:54:55","guid":{"rendered":"https:\/\/www.harborstone.com\/wph\/workarea\/?p=8617"},"modified":"2026-05-16T00:55:29","modified_gmt":"2026-05-15T17:55:29","slug":"protect-your-digital-accounts","status":"publish","type":"post","link":"https:\/\/www.harborstone.com\/wph\/workarea\/protect-your-digital-accounts\/","title":{"rendered":"Protect Your Digital Accounts"},"content":{"rendered":"\n<p><strong>How to Prevent and Respond to Account Takeovers<\/strong><\/p>\n\n\n\n<p>From online banking and shopping to tax filing to social media, our lives run on digital accounts.<\/p>\n\n\n\n<p>Unfortunately, criminals know this. Account takeover fraud \u2014 when someone gains unauthorized access to your login credentials \u2014 is one of the fastest-growing threats facing consumers today.<\/p>\n\n\n\n<p>Once inside an account, scammers can transfer money, open new services, change passwords, or steal sensitive personal information. The good news? A few smart habits can dramatically reduce your risk.<\/p>\n\n\n\n<p><strong>How account takeovers happen<\/strong><\/p>\n\n\n\n<p>Fraudsters often use:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Phishing emails or texts that trick you into clicking fake links<\/li>\n\n\n\n<li>Data breaches that expose passwords<\/li>\n\n\n\n<li>Malware or fake apps that capture keystrokes<\/li>\n\n\n\n<li>Weak or reused passwords guessed through automated tools<\/li>\n<\/ul>\n\n\n\n<p><strong>Best practices to protect your accounts<\/strong><\/p>\n\n\n\n<p>Staying vigilant today can prevent headaches and keep your money safe. Here are some actions you can take to limit your risk:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Use strong, unique passwords for every account.<\/strong> Avoid reusing the same password across sites.<\/li>\n\n\n\n<li><strong>Consider a password manager.<\/strong> These tools generate strong passwords and store them securely. \u00a0<br><strong>Turn on multifactor authentication whenever available.<\/strong> A single-use code or biometric check adds powerful protection.<\/li>\n\n\n\n<li><strong>Be cautious with links and attachments.<\/strong> Go directly to official websites instead of clicking messages that claim urgency.<\/li>\n\n\n\n<li><strong>Keep devices updated.<\/strong> Install software and security updates promptly.<\/li>\n\n\n\n<li><strong>Monitor accounts regularly.<\/strong> Watch for unfamiliar transactions or changes.<\/li>\n\n\n\n<li><strong>Use secure Wi-Fi.<\/strong> Also, don\u2019t log into financial accounts on public networks.<br><br><\/li>\n<\/ul>\n\n\n\n<p><strong>What to do if you\u2019re a victim<\/strong><\/p>\n\n\n\n<p>Did the scammers get to you? Act quickly to limit damage:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Contact us immediately to report suspicious activity.<\/li>\n\n\n\n<li>Change passwords on affected accounts and any others with the same login.<\/li>\n\n\n\n<li>Enable or reset multifactor authentication.<\/li>\n\n\n\n<li>Review recent transactions and dispute unfamiliar items.<\/li>\n\n\n\n<li>Scan your device for malware, and update security software.<\/li>\n\n\n\n<li>Place a fraud alert or <a href=\"https:\/\/www.usa.gov\/credit-freeze\">freeze your credit<\/a> if your personal information was exposed.<\/li>\n<\/ul>\n\n\n\n<p>If something doesn\u2019t look right, trust your instincts and call Harborstone at 1-800-523-3641. We are here to help secure your accounts and guide you through next steps.<\/p>\n","protected":false},"excerpt":{"rendered":"How to Prevent and Respond to Account Takeovers From online banking and shopping to tax filing to social media, our lives run on digital accounts. Unfortunately, criminals know this. Account takeover fraud \u2014 when someone gains unauthorized access to your login credentials \u2014 is one of the fastest-growing threats facing consumers today. Once inside an [&hellip;]","protected":false},"author":28,"featured_media":8618,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","attr_excerpt":[""],"attr_featured":["true"],"attr_hide_date":["false"],"attr_hide_hero":["false"],"footnotes":""},"categories":[5],"tags":[],"class_list":["post-8617","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-security"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Protect Your Digital Accounts - Harborstone Credit Union<\/title>\n<meta name=\"description\" content=\"How to Prevent and Respond to Account Takeovers From online banking and shopping to tax filing to social media, our lives run on digital accounts.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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