Harborstone Credit Union: No One Takes Better Care of You


Open an Account

Harborstone members get to choose from the best checking accounts around. BreakFree Checking is for members looking to earn a competitive rate while getting reimbursed for ATM transactions. Ultimate Value Checking is for members who are looking for more value than just a checking account with discounts on travel & merchandise. Teen Checking is exclusive for ages 13 to 17.

Overdraft Protection Options

Click here to see the terms and conditions that govern your checking accounts.

Order checks through your Online Banking account, at any one of our branch locations, or by calling Member Services at (253) 584-2260.

  • Quick View
  • Break Free
  • Ultimate Value
  • Teen Checking

Ultimate Value Checking

Ultimate Value Checking lets you earn tiered dividends on your entire balance.



  • Check current tiered dividends.
  • Up to 10 free withdrawals per month at non-Harborstone ATMs ($1 per withdrawal thereafter).
  • Harborstone Credit Union is not responsible for surcharge fees assessed by ATM owners.
  • Free access to Benefits Plus, with leading discounts on travel and merchandise. Benefits Plus is free for Ultimate Value Checking account holders. Benefits Plus is available for all members at $2.50 per month. Enroll online for Benefits Plus at benefits-plus.org.


Regular Savings account
No minimum balance
No monthly fee
Free Harborstone debit card
Free first box of checks
Free money orders
Free notary services
Free monthly newsletter
Free security resources
Overdraft Protection Options
Credit Union Checks (Cashier's Checks)
Money Transfer (wires)
Safe Deposit Boxes
BALANCE Financial Counseling
Benefits Plus (discount program)
Love My Credit Union Rewards (discount program)
Shared Branch Network
CO-OP ATM Network
Switching To A Harborstone Checking Account Is Easy.
Apply  |  Join
  • Verified by VISA
  • Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
  • Equal Housing Opportunity
(253) 584-2260 OR 1-800-523-3641
P.O. BOX 4207, TACOMA, WA 98438-0207