Harborstone Credit Union: No One Takes Better Care of You


Harborstone offers excellent and free checking account benefits, including a first box of printed checks, money orders, debit card, overdraft protection, and more!

Let us help you choose the best checking account for your needs:

  • BreakFree – Earn a competitive rate while getting reimbursed for ATM transactions.
  • Ultimate Value – Get more value, plus discounts on travel, services, and merchandise.
  • Teen – Designed exclusively for members aged 13 to 17.

Order checks through your Online Banking account, at any one of our branch locations, or by calling Member Services at (253) 584-2260.

  • Quick View
  • Break Free
  • Ultimate Value
  • Teen Checking

Ultimate Value Checking

Harborstone's Ultimate Value Checking lets you earn tiered dividends on your entire balance and offers many enticing benefits.



  • Check out our tiered dividends (calculated daily and paid monthly).
  • Enjoy up to 10 free withdrawals per month at any non-Harborstone ATMs, and get charged only $1 per withdrawal after that.
  • Free membership and access to Benefits Plus, an exclusive program offering substantial discounts on a wide variety of travel, services, and merchandise options. Learn more and enroll online for Benefits Plus today.

See our Ultimate Value Checking truth-in-savings agreement.

Freebies Easy Account Access Options Member Benefits
No Minimum Balances Online Banking CO-OP ATM Network FinanceWorks
No Monthly Fees Online Bill Pay Shared Branch Network Debit Purchase Rewards
Free Harborstone Debit Card Mobile Check Deposit Savings Accounts External Funds Transfer and Popmoney
Free First Box of Checks Mobile and Tablet Apps Overdraft Protection Options BALANCE Financial Counseling
Free Notary Services Mobile Text Banking Safe Deposit Boxes Benefits Plus
Free Monthly Newsletters Mobile Web Banking Credit Union Checks Love My Credit Union Rewards
Free Security Resources   Money Orders  
    Money Transfer  
Switching To A Harborstone Checking Account Is Easy.
Apply  |  Join

Harborstone Credit Union is not responsible for surcharge fees assessed by ATM owners. Click here to read the full disclosure.

  • Verified by VISA
  • Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
  • Equal Housing Opportunity
  • Harborstone Credit Union is a BBB Accredited Credit Union in Lakewood, WA
(253) 584-2260 OR 1-800-523-3641
P.O. BOX 4207, TACOMA, WA 98438-0207