Harborstone Credit Union: No One Takes Better Care of You


Open an Account

Harborstone members get to choose from the best checking accounts around. BreakFree Checking is for members looking to earn a competitive rate while getting reimbursed for ATM transactions. Ultimate Value Checking is for members who are looking for more value than just a checking account with discounts on travel & merchandise. Teen Checking is exclusive for ages 13 to 17.

Overdraft Protection Options

Click here to see the terms and conditions that govern your checking accounts.

Order checks through your Online Banking account, at any one of our branch locations, or by calling Member Services at (253) 584-2260.

  • Quick View
  • Break Free
  • Ultimate Value
  • Teen Checking

Ultimate Value Checking lets you earn tiered dividends on your entire balance.


  • Check current tiered dividends
  • Free access to Benefits Plus, with leading discounts on travel and merchandise
  • Up to 10 free withdrawals per month at non-Harborstone ATMs ($1 per withdrawal thereafter)
  • Harborstone Credit Union is not responsible for surcharge fees assessed by ATM owners

All Harborstone checking accounts come with these same great features:

  • $25 minimum deposit to open
  • No minimum balance
  • No monthly fee
  • Free money orders
  • Free first box of checks
  • Free Harborstone ATMs
  • Overdraft Protection Options
  • Online Banking Services
  • Online Bill Pay
  • Popmoney® and External Funds Transfer
  • FinanceWorks™
  • Mobile Web Banking and Mobile Text Banking
  • Mobile Apps for iPad, iPhone, and Android
  • Debit Purchase Rewards

Benefits Plus is free for Ultimate Value Checking account holders. Benefits Plus is available for all members at $2.50 per month. Enroll online for Benefits Plus at benefits-plus.org.

Switching To A Harborstone Checking Account Is Easy.
Apply  |  Join
  • Verified by VISA
  • Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
  • Equal Housing Opportunity
(253) 584-2260 OR 1-800-523-3641
P.O. BOX 4207, TACOMA, WA 98438-0207