Equal housing opportunity. Insured by NCUA. APY = Annual percentage yield.
Preferred Employer Program: New membership must include a savings account, checking account, and direct deposit. The $100 deposit will be reported to the IRS on Form 1099-INT at year-end as interest income. Incentive will be credited within one week of the first direct deposit. Harborstone reserves the right to cancel this offer at any time. Cannot combine with any other offers. Offer valid until December 31, 2019. Insured by NCUA. Equal housing opportunity.
Skip-A-Payment: By participating in Harborstone's Skip-A-Payment program, you agree to and understand the following: Loan must be established, with at least three consecutive payments made from the new loan disbursement or since the last payment skipped to be eligible. Delinquent or bankruptcy accounts are not eligible. By skipping your loan payment for one month, you authorize Harborstone Credit Union to extend your final loan payment. Finance charges will continue to accrue on your unpaid balance. You authorize us to debit $40 per loan as a processing fee from your Harborstone checking or savings account. All accounts must be in good standing to take advantage of this offer. Not all loan types will qualify. First mortgage, credit card, home equity line of credit, personal line of credit, second mortgage, and business loans do not qualify. Harborstone reserves the right to deny any Skip-A-Payment request. If you are not approved for the Skip-A-Payment, you will be notified in writing. Maximum of two Skip-A-Payments per year. The credit union reserves the right to determine if prior subsequent actions disqualify your loan. The $40 fee may not be added to the loan. If you elected GAP or warranty coverage, the coverage will not be extended beyond the original maturity date. Skip-A-Payment offer expires December 31, 2019.