Equal Housing Opportunity. Insured by NCUA.
Auto Refinance Special: All loans, rates, and terms are subject to credit approval, are subject to change at any time, and must meet Harborstone Credit Union lending policies. Special offer is valid for loans with terms up to 84 months. Member must have a credit score of 640 or higher to qualify for 90 days of no payments. Interest will accumulate during this 90-day deferral period. The $200 incentive will be credited to your savings account within 30 days of the loan refinance. Loans must be refinanced from another financial institution.
Debit Card Special: No purchase necessary to enter. Must be 18 or older as of November 1, 2019, to be eligible. Transaction must be a point-of-sale purchase made with your Harborstone debit card. Debit card transactions must meet a minimum dollar amount of $25. ATM transactions are not eligible. Each transaction equals one entry to win. Winner will be randomly drawn from all entries received per drawing period. Entry periods are as follows: November 1–15, 2019; November 16–30, 2019; December 1–15, 2019; and December 16–31, 2019. Winner will be drawn on the next business day following each entry period and announced the week following each entry period. Winner will be contacted by the email address or phone number associated with their account at Harborstone. Each contest winner will be asked to visit a Harborstone branch to pick up the prize in person. Prize is $2,000 for each drawing period, one prize per person. With permission, each winner’s photo will be taken with branch staff to post to Harborstone’s social media accounts, including first name. Odds of winning depend on number of entries received. This offer may be withdrawn or changed at any time without notice. Ask a Harborstone staff member for further information regarding any applicable account fees and terms or conditions connected to using your Harborstone debit card. Employees of Harborstone, volunteers, and their family members are not eligible for entry. To enter without making transactions with a Harborstone debit card, send us a 3x5 card with your name, address, telephone number, and email address in a #10 postage-paid envelope to P.O. Box 4207, Tacoma, WA 98438-0207. One entry per envelope; mechanical reproductions will be disqualified.
Home Refinance Special: Special offer applies to refinance transactions. Offer excludes USDA, VA, FHA, and WSHFC loans. All loans are subject to credit approval and other underwriting criteria. Some restrictions apply. Home loan programs, terms, and conditions are subject to change without notice. Harborstone reserves the right to terminate this offer at any time without notice.
Skip-A-Payment: By participating in Harborstone's Skip-A-Payment program, you agree to and understand the following: Loan must be established, with at least three consecutive payments made from the new loan disbursement or since the last payment skipped to be eligible. Delinquent or bankruptcy accounts are not eligible. By skipping your loan payment for one month, you authorize Harborstone to extend your final loan payment. Finance charges will continue to accrue on your unpaid balance. You authorize us to debit $40 per loan as a processing fee from your Harborstone checking or savings account. All accounts must be in good standing to take advantage of this offer. Not all loan types will qualify. First mortgage, credit card, home equity line of credit, personal line of credit, second mortgage, and business loans do not qualify. Harborstone reserves the right to deny any Skip-A-Payment request. If you are not approved for the Skip-A-Payment, you will be notified in writing. Maximum of two Skip-A-Payments per year. The credit union reserves the right to determine if prior subsequent actions may disqualify your loan. The $40 fee may not be added to the loan. If you elected GAP or warranty coverage, the coverage will not be extended beyond the original maturity date. Skip-A-Payment offer expires December 31, 2019.