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Home Equity Lines of Credit

Home Equity Lines of Credit

A HELOC is a revolving line of credit, offering the flexibility of access to funds when you need them at a low rate.

Apply for Loan Payment Protection

HOME EQUITY LINE OF CREDIT LOAN DETAILS:

Up to 75% tax assessed or 85% appraised LTV (loan-to-value) is available.

Loan amounts from $10,000 to $250,000.

Line of credit stays open for 10 years (draw period), with an additional 15 years to pay off the balance (repayment period).

Payment during draw period is 1% of the outstanding balance, with $100 minimum payment.

No annual fee.

No application fee.

Low variable rate: prime + 0, with a current rate of 5.00%.

Rate is subject to change quarterly.

No minimum withdrawal or advance amounts, up to the maximum amount.

Accessible through Online Banking and Telephone Banking as well as in the branches.

Low variable rate based on prime plus 0.00%, with a minimum rate of 5.00% and a maximum of 12.50%. Rate is subject to change quarterly. Property insurance is required.

 
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Harborstone Credit Union

Copyright © 2018 Harborstone Credit Union
All rights reserved.

P.O. Box 4207, Tacoma, WA 98438-0207
Transit/ABA Routing Number: 325180870

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