Home Equity Lines of Credit

Home Equity Lines of Credit

A HELOC is a revolving line of credit, offering the flexibility of access to funds when you need them at a low rate.

Apply for Loan Payment Protection


Up to 95% loan-to-value is available with qualifying credit.

Loan amounts from $10,000 to $250,000.

Line of credit stays open for 10 years (draw period), with an additional 15 years to pay off the balance (repayment period).

Payment during draw period is 1% of the outstanding balance, with $100 minimum payment.

No annual fee.

No application fee.

Low variable rate.

Rate is subject to change quarterly.

No minimum withdrawal or advance amounts, up to the maximum amount.

Accessible through Online Banking and Telephone Banking as well as in the branches.

Rates are based on WSJ prime plus a margin (based on credit qualifications), with a maximum of 12.50%. Rate is subject to change quarterly. Property insurance is required.


Not seeing your question? Try a search.

  • Footer Image 1
  • Footer Image 2
  • Footer Image 3
  • Footer Image 4
  • Footer Image 5
  • Footer Image 6
  • Footer Image 7
  • Footer Image 8
  • Footer Image 9
  • Footer Image 10
  • Footer Image 11
  • Footer Image 12
Harborstone Credit Union

Copyright © 2019 Harborstone Credit Union
All rights reserved.

P.O. Box 4207, Tacoma, WA 98438-0207
Transit/ABA Routing Number: 325180870

Contact Us