Youth Accounts

Our Teen Checking Account is designed for teens age 13 to 17 to teach responsibility and financial awareness while fostering the value of a community credit union.

It includes up to 10 free withdrawals at any out-of-network ATM and only $1 per withdrawal after that.

To qualify, the account holder must:

• Be between the ages of 13 and 17.
• Have a member over age of 18 as a joint account holder.
• Have a valid government-issued identification.
• Open a regular savings or minor savings account first.

Visit harborstone.com/rates for current rates and fees.

Share accounts at Harborstone Credit Union are insured up to $250,000 by the National Credit Union Administration (NCUA), a federal agency backed by the full faith and credit of the U.S. government.

A member of a federally insured credit union has never lost one penny of insured savings.

You will be issued a debit card automatically when you open a checking account.

If you already have a checking account but did not choose to receive a debit card previously, contact us to order it.

To change the PIN for your debit card, call Valera Card Services at 1-888-886-0083.

Please have your full debit card number, date of birth, and Social Security Number (SSN) ready if prompted.

When presented the "Enter PIN" option, please enter a new PIN number.