$800 Closing Credit on Qualifying Loans

These loans have an interest rate that adjusts with the market or is fixed for the life of the loan. It’s the home loan that’s easiest to understand. Plus, you have some options with the terms, so you can design a conventional loan that’s right for you.

• A fixed-rate option – do you plan on staying in this home for a longer period of time? Then a fixed rate might be right for you, locking in the rate for the length of the loan.
• Adjustable-rate options – many times you can get a lower rate with an adjustable-rate loan. And you can choose the length of time before the loan adjusts.
• A choice of loan lengths – you can decide the length of loan that’s right for you— usually from 15 to 30 years.

We offer refinance options designed to meet a variety of personal and financial goals. Our home loan experts will work with you to find the refi program that fits your needs.

• You may be able to lower your mortgage interest rate depending on your current rate and the new rate you apply for.

A Cash-Out Refinance loan can turn your home’s equity into cash by replacing your current mortgage with a new loan.

• Minimize your cost to borrow. Cash-out refinances often have lower rates than home equity loans, personal loans, and credit cards.