Disclosures:
1APY=annual percentage yield.
212-Month Certificate Special: Earn 4.35% APY when opened online with a Harborstone Checking account; 4.25% APY when opened in branch with a Harborstone checking account; 4.10% APY when opened online without a Harborstone checking account; or 4.00% APY when opened in branch without a Harborstone checking account. Minimum opening deposit of $500.00. An early withdrawal penalty may apply if funds are withdrawn before maturity. Certificate rates are subject to change prior to account opening.
3Money Market Account (MMA) Special: Earn 3.75% APY when you open a money market account online, or 3.50% APY when you open a money market account in branch. The promotional APY applies for the first 60 days after account opening. After the 60-day promotional period, the account will earn the standard 2.01% APY. Personal accounts: Minimum opening deposit of $1,000. Business accounts: Minimum opening deposit of $10,000. The promotional APY is available regardless of the account balance after account opening. Fees may reduce earnings. Rates are subject to change at any time. New membership must include a savings account with a minimum $5 opening balance.
Special ends November 20, 2026, and is subject to change at any time. New membership must include a savings account with a minimum $5 opening balance. 4New money (funds that are not currently on deposit with Harborstone Credit Union) is required.
Insured by NCUA. Federally insured up to $250,000.
Traditional IRA or Roth IRA certificates and business account certificates, as well as business money market accounts are also available and may be opened in branch only.